120 SUMMERSHORE DRIVE, Auburndale, FL, 33823 | $405,000

This home is located in an USDA eligible area and may qualify for a USDA loan program with no down payment required for qualified buyers. Welcome to this beautifully upgraded, move-in ready home located at 120 Summershore Dr in the highly desirable WATERCREST ESTATES community of Auburndale! Built in 2020, this modern residence offers nearly 2, 000 square feet of thoughtfully designed living space, featuring 4 spacious bedrooms, 2 bathrooms, and an open-concept layout perfect for both everyday living and entertaining.

The gourmet kitchen serves as the heart of the home, showcasing elegant quartz countertops, ample cabinetry, and a seamless flow into the dining and living areas. All appliances convey—including the GE sapphire blue washer and dryer—making this home truly turnkey.

The private primary suite provides a relaxing retreat, complete with a large walk-in closet and a beautifully updated en-suite bathroom featuring a walk-in shower with sliding glass doors, replacing the original tub for a sleek, modern feel. A stylish barn door adds warmth and character to the space.

Enjoy Florida living year-round with both the front and back lanais upgraded with new flooring and fully screened in—perfect for morning coffee or unwinding in the evening without the bugs. The fully fenced backyard offers ample space for pets, play, or entertaining and features a 10x15 storage shed—ideal for all your lawn care needs and additional storage for gardening equipment.

Additional highlights include a spacious 20x20 garage with durable epoxy flooring, providing ample room for two vehicles, and financed solar panels, enhancing energy efficiency and helping reduce utility costs.

This home perfectly blends comfort, style, and functionality—don’t miss your opportunity to make it yours! Click the VIRTUAL TOUR #1 to virtually walk through the home. You can use the function button on the bottom left to remove furniture, or see the measurements of each room.

Features

  • Rooms: 8
  • Bedrooms: 4
  • Baths: 2 full
  • Laundry: Laundry Room
  • Year Built: 2020
  • Garage: 2-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,991
  • Acreage: 0.18
  • Est. Taxes: $2,853
  • HOA Fee: $217 Quarterly
  • Pet Policy: No
  • Appliances: Dishwasher, Disposal, Dryer, Range, Refrigerator, Washer
  • MLS#: TB8496571
  • Days on Market: 67 days
  • Website: https://www.raveis.com
    /prop/TB8496571/120summershoredrive_auburndale_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 7/2/2026 1:47:55 AM)
Listing courtesy of Keller Williams Suburban Tampa   Phone: 813-684-9500

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
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Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

120 SUMMERSHORE DRIVE, Auburndale, FL, 33823

$405,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $324,000 $324,000 $324,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.125% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.424% 6.640% 5.972%
Monthly Tax Payment $238 $238 $238
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,969 $2,046 $2,691
Total Monthly Payment $2,282 $2,359 $3,004

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.