Located in a desirable New Windsor neighborhood, this lovely 2-3 bedroom ranch offers easy, one-level living. When you first walk inside your will notice a light, bright and airy feel throughout with hardwood floors and fresh paint. The well-appointed kitchen featuring Corian countertops, a tumbled stone backsplash, ceramic tile flooring, stainless steel appliances, a double-door refrigerator, pantry, and a commercial-style faucet is a chefs dream. Nice size bedrooms and a full bathroom complete the main level. Downstairs you have a finished walk-out basement with a rough-in for a half bath (2022), so many possibilities and would make for a perfect family room, recreation space, or man cave. Laundry room is on the lower level and includes the washer and dryer included for added convenience. Enjoy outdoor living in the fenced backyard complete with a deck which is great for BBQ's and parties, plus ample storage and an oversized driveway. The home includes the sought-after combination of natural gas, municipal water, and sewer, and features central air. This gem only gets better with these recent updates - new roof and gutters (2022), smart thermostat, refrigerator (2025), dishwasher (2025), french drain (2022) and so much more—making this move-in ready home an exceptional find. Located in a prime commuter-friendly location just minutes from West Point, Interstate 84, New York State Thruway, shopping, and transportation to NYC. Call now to schedule a private tour, this one will not last long!
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NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $299,920 | $299,920 | $299,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.301% | 6.487% | 5.614% |
| Monthly Tax Payment | $494 | $494 | $494 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,774 | $1,871 | $2,431 |
| Total Monthly Payment | $2,343 | $2,440 | $3,000 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.