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40 CASA BELLA CIRCLE, #1102, Palm Coast, FL, 32137 | $599,500
Located on a quiet cul-de-sac on Casa Bella Circle in Hammock Dunes, this 3-bedroom, 2. 5-bath residence offers 2, 463 square feet of expanded living space and a layout that stands apart. Designed as a true carriage-style home when originally built, the entire floor is your own—no neighbors on either side—allowing for windows all the way around and an abundance of natural light throughout. Direct elevator access opens straight into the unit, adding both convenience and privacy.
Inside, the scale is immediately noticeable. Multiple living and dining areas provide flexibility for everyday living or hosting, without feeling crowded. Flooring is consistent throughout—tile in the main areas and luxury vinyl plank in the bedrooms—offering a clean, low-maintenance finish with no carpet anywhere.
The kitchen is built for function, with a center island, granite countertops, stainless steel appliances, and generous cabinet space. It connects naturally to the main living areas, making it practical for both daily use and entertaining.
One of the strongest features of this unit is the outdoor space. Multiple porches and patios—screened and open, covered and uncovered—give you options throughout the day, whether you’re looking for shade, sun, or a breeze. It’s a noticeable upgrade in usable square footage beyond the interior.
The primary suite is well-sized, with a walk-in closet and a bathroom that includes dual vanities, a soaking tub, and a walk-in shower. Two additional bedrooms offer flexibility for guests or workspace.
A 2-car garage at ground level and added storage round out the practical side of the home.
Community amenities include a pool, hot tub, fitness center, and grilling area, while optional membership to the Hammock Dunes Club expands the lifestyle further with oceanfront dining, two championship golf courses, additional fitness, pools, and racquet sports.
Well-positioned and easy to live in, this property offers the right balance of space, function, privacy, and access to top-tier amenities. More space, better outdoor living, and direct access—this unit delivers a step up in both layout and usability within the same community.
Features
- Elevator: Y
- Heating: Electric, Heat Pump
- Cooling: Central Air
- Levels: 3
- Rooms: 8
- Bedrooms: 3
- Baths: 2 full / 1 half
- Laundry: Inside, Laundry Room
- Complex: CASA BELLA I
- Year Built: 2005
- Common Charge: $410 Monthly
- Approx Sq. Feet: 2,463
- Acreage: 0.21
- Est. Taxes: $8,661
- Condo Fee: $1,705 Monthly
- Lot Desc: Cul-De-Sac, Near Golf Course, On Golf Course, Sidewalk
- View: Golf Course, Trees/Woods, Water
- Water Front: Yes
- Elem. School: Imagine Schools Town Center (K-8)
- Middle School: Indian Trails Middle-FC
- High School: Matanzas High
- Pet Policy: Yes
- Appliances: Built-In Oven, Cooktop, Dishwasher, Dryer, Microwave, Refrigerator, Washer
- MLS#: FC317705
- Days on Market: 3 days
- Website: https://www.raveis.com
/prop/FC317705/40casabellacircle_palmcoast_fl?source=qrflyer
Listing courtesy of COASTAL GATEWAY REAL ESTATE GR Phone: 888-977-1588
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
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To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Pedro DelgadilloInsurance Sales Director, William Raveis Insurance
305.922.5393
Pedro.Delgadillo@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
40 CASA BELLA CIRCLE, #1102, Palm Coast, FL, 32137
$599,500
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $479,600 | $479,600 | $479,600 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.524% | 5.730% |
| Monthly Tax Payment | $722 | $722 | $722 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,872 | $2,992 | $3,916 |
| Total Monthly Payment | $3,686 | $3,806 | $4,730 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388