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Luxury Waterfront Living with Breathtaking Sunrise Views
Wake up to glorious open-water sunrises over Little Bayou in this exquisitely appointed townhome, ideally located in the gated waterfront enclave of Banyan Bay—just minutes from downtown St. Petersburg and the white sands of St. Pete Beach. Set at the end of a quiet cul-de-sac, this exceptional residence offers the perfect blend of refined upgrades and direct boating access, complete with a deeded boat slip and lift. Inside, you'll find chef-grade appliances and thoughtful details throughout, including a Sub-Zero refrigerator, Miele ovens, Miele built-in coffee/espresso system, wine fridge, and whole-house water softener. The open-concept living space features soaring ceilings, engineered hardwood flooring, granite countertops, and new HVAC systems, all designed to support modern comfort and effortless entertaining. The spacious primary suite offers a peaceful retreat, with double vanities, a soaking tub, a separate walk-in shower, and custom walk-in closets. With three bedrooms, multiple flexible living areas, and a 2-car garage, the home is as functional as it is elegant. This is turnkey coastal living at its finest—perfect for year-round residents or seasonal buyers looking for a low-maintenance lifestyle. The HOA covers landscaping, exterior maintenance, and additional community amenities, allowing you to spend more time enjoying the water and less time on upkeep.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$4,500
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $3,600 | $3,600 | $3,600 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.375% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.374% | 6.524% | 5.933% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $22 | $22 | $30 |
| Total Monthly Payment | $97 | $97 | $105 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.