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Situated on a quiet cul-de-sac on Casa Bella Circle in Hammock Dunes, this 3-bedroom, 2. 5-bath residence offers 2, 014 square feet of well-balanced living in one of Palm Coast’s most desirable gated communities. Designed as a true carriage-style home, the entire floor is your own—no neighbors on either side—allowing for windows all the way around and an abundance of natural light throughout. Ocean breezes greet you at the front door, while a screened-in porch overlooks a peaceful pond—giving you both openness and privacy.
Inside, the layout just works. Tile flooring runs throughout the main areas, with carpet in the bedrooms. The living space is open and comfortable, finished with plantation shutters. The kitchen is designed for real use, featuring a center island, granite countertops, stainless steel appliances, and ample cabinet space, with the 2-car garage located just off the kitchen—making everyday living on the first floor especially convenient.
The primary suite is spacious and functional, with a large walk-in closet and a bathroom that includes dual vanities, a soaking tub, and a tiled walk-in shower. Two additional bedrooms offer flexibility for guests, an office, or both. The garage itself stands out with an epoxy flake floor and additional storage space.
Community amenities include a pool, hot tub, fitness center, and grilling area, while optional membership to the Hammock Dunes Club further expands the lifestyle with oceanfront dining, two championship golf courses, additional fitness, pools, and racquet sports.
Well-positioned and easy to live in, this property offers the right balance of space, function, privacy, and access to top-tier amenities.
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Our Executive Mortgage Banker:
Our Insurance Division:
$499,500
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $399,600 | $399,600 | $399,600 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | $567 | $567 | $567 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,460 | $2,523 | $3,318 |
| Total Monthly Payment | $3,102 | $3,165 | $3,960 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.