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Set on a beautifully maintained, level 1. 07-acre property with southern light, mature plantings, and thoughtfully tended garden beds, this 4BR Colonial combines quiet privacy with commuter convenience, just minutes from Ridgefield's Main Street and with easy access to Metro-North for a NYC commute. The main level is anchored by a bright, well-equipped chef's kitchen with skylights, a large center island, Viking 8-burner gas range, Sub-Zero refrigerator, double ovens, two dishwashers, a pot filler, and a sunny breakfast area opening to the backyard. A welcoming dining room, a living room with a floor-to-ceiling stone fireplace and custom built-ins, a cozy family room, a full bath, and a mudroom/laundry room complete the first floor. Upstairs, the primary suite includes a large walk-in closet/dressing room and a beautifully finished bath with a double shower. Hardwood floors run throughout, and the finished lower level adds flexible living space and storage. Outdoors, the property is a rare find for Ridgefield, featuring a large, level yard, a full outdoor kitchen, fireplace, bluestone patio, deck, an enclosed garden with raised beds and drip irrigation, and professionally designed landscaping. In addition to the main house, the detached garage includes a fully finished, climate-controlled space with a mini-split, ideal for a home office or studio. Don't miss this one! Thank you for for the tremendous response to our clients home. We have received multiple offers and clients are respectfully asking for everyones finest and best by 4pm Monday, 4/20/26. Please no escalation clauses. Thank you and best of luck! Tim Recent updates include new Buderus boiler, lower-level HVAC with heat pump, new Frigidaire double oven, Lopi Evergreen wood-burning stove, new stackable washer/dryer, FiOS, and hardwired Ethernet throughout.
| Type | Description | Dimensions | Level |
|---|---|---|---|
| Bedroom 1 | Hardwood Floor | 12.0 x 14.0 | Upper |
| Bedroom 2 | Hardwood Floor | 11.0 x 13.0 | Upper |
| Bedroom 3 | Hardwood Floor | 12.0 x 12.0 | Upper |
| Dining Room | Bay/Bow Window,Hardwood Floor | 12.0 x 13.0 | Main |
| Family Room | Bay/Bow Window,Hardwood Floor | 12.0 x 22.0 | Main |
| Kitchen | Granite Counters,Island,Hardwood Floor | 12.0 x 22.0 | Main |
| Living Room | Fireplace,Hardwood Floor | 13.0 x 22.0 | Main |
| Primary BR Suite | Full Bath,Hardwood Floor | 16.0 x 16.0 | Upper |
| Rec/Play Room | Wall/Wall Carpet | 20.0 x 22.0 | Lower |
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Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
|---|---|---|---|
| Loan Amount | $983,200 | $983,200 | $983,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.250% | 6.000% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.069% | 6.110% | 5.932% |
| Monthly Tax Payment | $1,568 | $1,568 | $1,568 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $5,429 | $5,895 | $8,165 |
| Total Monthly Payment | $7,122 | $7,588 | $9,858 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.