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Are you ready to join a vibrant 55+ community that offers a wide range of amenities designed to keep you active and engaged? Palm Hill Country Club is a 55+ cooperative community that invites you to enjoy an exceptional lifestyle. Residents have access to pools, jacuzzies, a golf course, tennis courts, pickle ball, shuffleboard, clubhouses, bocce ball, billiards, and organized excursions, among many other activities. Palm Hill is known for its welcoming atmosphere, where friendly neighbors are always ready to greet you. The community provides a well-organized living experience with a single monthly fee of $595, covering water, sewer, trash removal, recycling pickup, lawn care, cable, and internet. Inside the comforts of Palm Hill Country Club is where you will find this 2005 two bed, two bath newer manufactured home. The present owner has completed significant updates to the property since 2019. A roof-over was added in2019. In 2021 appliances and the kitchen sink were updated. Pavers were added to the front and carport in 2022. Laminate floors and carpets with sub floors present a modern look. In 2024 windows were replaced with double panes throughout, which created huge energy savings. Both baths also have countertops replaced with appealing quartz. The floorplan is both functional and attractive. The kitchen and dining area have laminated floors. There is a kitchen table at the far end of the kitchen with a utility closet to one side. The work area has stainless appliances on both sides for convenient use and a kitchen sink in front of a window. Beyond the work area is the more formal dining space and to the left there is a natural flow to the living room. Bay windows allow light to filter inside. The ceiling has an impressive, elevated area. The bedrooms are separated by the living room. The large primary is at the end close to the dining space and has a huge wall closet and an ensuite bath on the other side of the room. The guest bath and guest bedroom lies off the far end of the living room. The home has an open airy feel, higher ceilings, wall color, and new style ceiling fans that are sure to attract. The owners are in the process of deciding what furnishings will stay and will have a list. Driving by you will want to stop the car. The exterior stands out with its newer look, light, colored siding, cozy front porch and long carport, big enough for two cars. At the end of the driveway there is an outside utility shed for more storage. Please call to set up a time to see this striking home. If you are looking for a newer home this is a plus. A share in the community is included.
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Our Executive Mortgage Banker:
Our Insurance Division:
$219,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $175,200 | $175,200 | $175,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.524% | 5.730% |
| Monthly Tax Payment | $116 | $116 | $116 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,049 | $1,093 | $1,431 |
| Total Monthly Payment | $1,240 | $1,284 | $1,622 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.