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Under contract-accepting backup offers. BOATER’S/ENTERTAINER’S DELIGHT! Enjoy all that Florida has in your private sanctuary in the desirable Cobia Cay part of Apollo Beach with NO HOA, NO CDD. This METICULOUSLY MAINTAINED home ON A CANAL offers QUICK ACCESS TO TAMPA BAY from your own private dock, with TWO COVERED BOAT LIFTS (10, 000 lb and 6, 000 lb), providing the ability to entertain inside and out all year. Designed for those who love to host, the home’s layout flows effortlessly from the grand living spaces to a MASSIVE 36’ x 17’ SCREENED OUTDOOR LANAI PATIO (with removable child/pet fence). This "all-seasons" space is a TRUE EXTENSION of the home, featuring remote-controlled electric curtains for privacy and shade, a dedicated outdoor HVAC system for year-round comfort and AN OUTDOOR BATHROOM —perfect for poolside gatherings in your HEATED SALT WATER POOL AND HOT TUB. Enjoy peace of mind knowing that this property DID NOT flood and sustained NO damage during recent hurricanes. Inside you’ll find 4 OVERSIZED BEDROOMS, including a massive master suite with a GAS FIREPLACE, a SPA LIKE BATH and A CUSTOM BUILT WALK-IN CLOSET. A spacious kitchen opens directly into the heart of the home featuring CATHEDRAL CEILING AND A GAS FIREPLACE, as well as a LARGE BONUS ROOM (office/dining area) offers versatility for modern living.
Why Apollo Beach? Enjoy the best of Florida living with no bridges to the bay, nearby dining by boat, and a community known for its charm. This isn't just a house; it’s a turn-key lifestyle waiting for its next chapter. Get more for your money in Apollo Beach, minutes from the Apollo Beach Preserve, where you can enjoy magical sunsets. Do not miss this opportunity; schedule your private showing today. More details are available!
Things to know: NEW HVAC 02/2026, FRESHLY PAINTED EXTERIOR 2025, HOT WATER HEATER 2021, WATER SOFTENER 2020, LANAI SCREEN 2020 REINFORCED CAGE FRAME 2020. BARREL TILE ROOF 2015.
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $780,000 | $780,000 | $780,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.125% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.300% | 6.247% | 6.183% |
| Monthly Tax Payment | $742 | $742 | $742 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $4,614 | $4,739 | $6,582 |
| Total Monthly Payment | $5,448 | $5,573 | $7,416 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.