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Welcome to 514 Ridge Vista Dr, a nearly new serene retreat nestled in a tranquil cul-de-sac and bay on Lake Keowee. This custom-built home features four bedrooms and four and a half bathrooms, along with an office, recreation room, kitchenette, and ample storage. As you enter, you're greeted by a bright and airy living room adorned with cathedral ceilings, a large stone fireplace, and long lake views. Whether you're entertaining guests or enjoying a quiet evening, the kitchen, breakfast area, screened porch, and expansive open deck provide perfect settings. The open kitchen boasts quartz countertops, a large island that seats four, and a walk-in pantry. The primary suite, located on the main level, offers double sinks, a spacious tile shower, jetted tub, and generous walk-in closet. A desirable second guest suite, a powder room, and a laundry room are also conveniently located on the main level. Venture to the lakeside level, where a well-planned space awaits your family and guests. It features a recreation area with a custom stone fireplace and lake views, a kitchenette, two bedrooms, two bathrooms, an office, and additional storage. The bedrooms are positioned on either side of the recreation room for guest privacy, alongside two full bathrooms. An outdoor kitchen is situated under the covered patio, and a paved cart path/walkway leads down to the covered dock and waterfront, set in a peaceful bay with deep water access. The maximum square foot dock measures 26X30 with Hip and a Half Roof is in deep water and includes the boat lift, dock box, built in speakers, folding bench that sits in the water, and has power and water hooked up--everything you could ask for and ready for your boat this Summer! The property also includes a three-car garage, an exercise/storage area, mechanical storage, and extra storage off the lower level kitchenette. This gated community allows short term rentals and is conveniently located near HWY 11, less than 15 minutes to Seneca for dining, shopping, and health care, just 1 hour from Greenville, 1 hour and 30 minutes from Asheville, NC, and a little over an hour from Highlands, NC.
| Type | Dimensions | Level |
|---|---|---|
| Bedroom2 | 13'11"X20'9" | Main |
| Bedroom3 | 13'9"X13'4" | Lower |
| Bedroom4 | 14'7"X18'5" | Lower |
| DiningRoom | 12'2X11' | Main |
| LivingRoom | 20'2"X18'9" | Main |
| Office | 12'2"X11'4" | Lower |
| Other | 18'10"17'10" Excerise Rm | Lower |
| PrimaryBedroom | 13'9"X21'3" | Main |
| Recreation | 19'10"X22' | Lower |
| ScreenedPorch | 12'7"X20'4" | Main |
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
$2,425,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
|---|---|---|---|
| Loan Amount | $1,940,000 | $1,940,000 | $1,940,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.125% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.300% | 6.235% | 6.164% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $11,476 | $11,788 | $16,371 |
| Total Monthly Payment | $11,601 | $11,913 | $16,496 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.