514 Ridge Vista Drive, Salem, SC, 29676 | $2,425,000

Welcome to 514 Ridge Vista Dr, a nearly new serene retreat nestled in a tranquil cul-de-sac and bay on Lake Keowee. This custom-built home features four bedrooms and four and a half bathrooms, along with an office, recreation room, kitchenette, and ample storage. As you enter, you're greeted by a bright and airy living room adorned with cathedral ceilings, a large stone fireplace, and long lake views. Whether you're entertaining guests or enjoying a quiet evening, the kitchen, breakfast area, screened porch, and expansive open deck provide perfect settings. The open kitchen boasts quartz countertops, a large island that seats four, and a walk-in pantry. The primary suite, located on the main level, offers double sinks, a spacious tile shower, jetted tub, and generous walk-in closet. A desirable second guest suite, a powder room, and a laundry room are also conveniently located on the main level. Venture to the lakeside level, where a well-planned space awaits your family and guests. It features a recreation area with a custom stone fireplace and lake views, a kitchenette, two bedrooms, two bathrooms, an office, and additional storage. The bedrooms are positioned on either side of the recreation room for guest privacy, alongside two full bathrooms. An outdoor kitchen is situated under the covered patio, and a paved cart path/walkway leads down to the covered dock and waterfront, set in a peaceful bay with deep water access. The maximum square foot dock measures 26X30 with Hip and a Half Roof is in deep water and includes the boat lift, dock box, built in speakers, folding bench that sits in the water, and has power and water hooked up--everything you could ask for and ready for your boat this Summer! The property also includes a three-car garage, an exercise/storage area, mechanical storage, and extra storage off the lower level kitchenette. This gated community allows short term rentals and is conveniently located near HWY 11, less than 15 minutes to Seneca for dining, shopping, and health care, just 1 hour from Greenville, 1 hour and 30 minutes from Asheville, NC, and a little over an hour from Highlands, NC.

Features

  • Rooms: 10
  • Bedrooms: 4
  • Baths: 4 full / 1 half
  • Laundry: Electric Dryer Hookup
  • Style: Craftsman
  • Development: 205-Oconee County,SC
  • Year Built: 2023
  • Garage: 3-car Attached
  • Heating: Electric,Heat Pump
  • Cooling: Central Air,Electric,Heat Pump,Zoned
  • Basement: Daylight,Finished,Heated,Interior Entry,Partially Finished,Walk-Out Access
  • Acreage: 0.83
  • HOA Fee: $805 Annually
  • Lot Desc: Cul-De-Sac,Gentle Sloping,Hardwood Trees,Outside City Limits,Steep Slope,Subdivision,Sloped,Trees,Views,Waterfront
  • View: Mountain(s),Water
  • Water Front: Yes
  • Elem. School: Tam-Salem Elm
  • Middle School: Walhalla Middle
  • High School: Walhalla High
  • Pets Allowed: Yes
  • Appliances: Dishwasher,Electric Water Heater,Disposal,Gas Oven,Gas Range,Multiple Water Heaters,Microwave,Refrigerator,See Remarks
  • MLS#: 20299585
  • Days on Market: 18 days
  • Website: https://www.raveis.com
    /eprop/20299585/514ridgevistadrive_salem_sc?source=qrflyer
The data relating to real estate for sale on this Web site comes in part from the Broker Reciprocity Program of the Western Upstate Association of REALTORS®, Inc. and the Western Upstate Multiple Listing Service, Inc This information is deemed reliable, but not guaranteed. Neither, the Western Upstate Association of REALTORS®, Inc. or Western Upstate Multiple Listing Service of South Carolina, Inc., nor the listing broker, nor their agents or subagents are responsible for the accuracy of the information. The buyer is responsible for verifying all information. This information is provided by the Western Upstate Association of REALTORS®, Inc. and Western Upstate Multiple Listing Service of South Carolina, Inc. for use by its members and is not intended for the use for any other purpose.
Listing courtesy of Allen Tate - Lake Keowee Seneca   Phone: (864) 882-1166

Room Information

Type DimensionsLevel
Bedroom2 13'11"X20'9"Main
Bedroom3 13'9"X13'4"Lower
Bedroom4 14'7"X18'5"Lower
DiningRoom 12'2X11'Main
LivingRoom 20'2"X18'9"Main
Office 12'2"X11'4"Lower
Other 18'10"17'10" Excerise RmLower
PrimaryBedroom 13'9"X21'3"Main
Recreation 19'10"X22'Lower
ScreenedPorch 12'7"X20'4"Main

William Raveis Family of Services

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Customer Service

888.699.8876

Contact@raveis.com

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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514 Ridge Vista Drive, Salem, SC, 29676

$2,425,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $1,940,000 $1,940,000 $1,940,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.125% 6.000%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.300% 6.235% 6.164%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $11,476 $11,788 $16,371
Total Monthly Payment $11,601 $11,913 $16,496

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.