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How often do you get to open your windows and fall asleep to the sound of a stream? At 200 Smokey Haze Road, that’s part of everyday life. Just off Hwy 11 and minutes from Table Rock State Park, this remodeled cabin sits on a piece of land that does most of the talking. Carrick Creek runs through the property, and once you hear it, you’ll understand. Mornings, evenings… you’ll find yourself outside more than you planned. The drive in sets the tone. As you wind toward the Blue Ridge Mountains, the air shifts and things slow down a bit. Cross your private wooden bridge and step onto nearly an acre of wooded land. Walk out onto the deck and you’re looking straight at the stream as it moves through the front of the property. It’s the kind of place where you sit down for a minute and end up staying awhile. The living room runs across the back of the house and opens into the kitchen and dining area, so everything feels connected without being tight. The kitchen has the space you want, whether it’s a quiet weekend or a full house. Two bedrooms and a full bath are on the main level. Downstairs, there’s a large third bedroom, another full bath, and utility space. It works well for guests or giving everyone a little separation when the house fills up. Out back, the decks overlook the creek and give you a few different places to sit depending on the time of day. You’ll figure out pretty quickly which one you like best.
| Type | Dimensions | Level |
|---|---|---|
| Bedroom2 | 9x13 | Main |
| Bedroom3 | 14x24 | Lower |
| DiningRoom | 12x11 | Main |
| Kitchen | 16x17 | Main |
| LivingRoom | 14x24 | Main |
| PrimaryBedroom | 12x12 | Main |
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Our Executive Mortgage Banker:
$479,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $383,920 | $383,920 | $383,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | $66 | $66 | $66 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,364 | $2,424 | $3,188 |
| Total Monthly Payment | $2,505 | $2,565 | $3,329 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.