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This lovely TURN KEY unit in On Top Of The World is located across the street from Hole 1 for both golf courses. With newer impact windows and a 2023 HVAC system this Emerald (model) floor plan with unit really shines! It offers a welcoming and functional layout in a highly desirable 55+ community! Your monthly fee covers everything except your electric, the epitome of hassle free Florida living! The kitchen features stainless steel appliances including a microwave, stove, and side-by-side refrigerator. along with granite countertops, a tile backsplash, a double sink, and elegant wood soft-close cabinetry. The kitchen space is thoughtfully designed and includes room for a small table and chairs. As you enter, you’ll find two spacious closets off the main hallway, ideal for extra storage and pantry space. To the right is the kitchen, while straight ahead opens into a bright and airy great room with an additional bonus space overlooking a peaceful courtyard. Large rear windows fill the living and dining areas with natural light. Off the living room, a hallway leads to the guest bedroom and primary suite. Along the way, you'll find another storage closet housing the hot water heater, plus additional hallway storage, including a linen closet with built-in shelving. The guest bedroom offers a large wall closet and an oversized updated window, creating a bright and inviting space. The guest bathroom has been tastefully updated with gray cabinetry and features a step-in shower with glass doors. The primary suite includes multiple closets for ample storage and a spacious bedroom with large windows overlooking green space. The en-suite bathroom features an updated vanity with stone countertops and a step-in shower with sliding glass doors. Laminate wood flooring runs throughout the main living areas and bedrooms, while tile flooring is found in the kitchen, bathrooms, and entryway. Located in the highly sought-after On Top of the World community in Clearwater, residents enjoy a wide array of amenities including 2 golf courses, 2 pools, clubhouses, a gym, shuffleboard, pickleball, tennis, and a full calendar of activities and clubs to be involved in. Conveniently situated near beaches, shopping, dining, and major routes to St. Petersburg and Tampa. The shared laundry room is just one unit away on the same floor, adding to the home’s everyday convenience. Pets are welcome, including large dogs! The home can be sold furnished and turnkey!
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Our Executive Mortgage Banker:
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$215,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $172,000 | $172,000 | $172,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | $266 | $266 | $266 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,059 | $1,086 | $1,428 |
| Total Monthly Payment | $1,400 | $1,427 | $1,769 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.