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There’s a difference between being near the lake… and living fully in it. This Lake Hartwell waterfront home delivers exactly that: deep water, a private covered dock, and no HOA paired with a layout designed to take full advantage of the lake views. From the moment you step inside, the main level opens effortlessly with vaulted ceilings, hardwood floors, and a true open-concept design that keeps the lake in sight from the kitchen, dining, and living areas. The kitchen is designed to impress without sacrificing function, featuring granite countertops, a large center island with KitchenAid range, a farmhouse sink, stainless steel appliances, and rich mahogany cabinetry. Walls of windows draw you out to the expansive composite deck stretching across the back of the home, an ideal setting for slow mornings, sunset dinners, and everything in between. The primary suite is a private retreat with direct deck access and a fully renovated spa-style bathroom showcasing a freestanding soaking tub, frameless glass shower, double quartz vanity, LED mirrors, and floor-to-ceiling marble tile, along with dual walk-in closets. The finished lower level offers flexibility for the way you live, with additional bedroom and bath access, multiple living areas, and lake views, perfect for guests, multi-generational living, or a secondary retreat. Follow the path down to your covered two-story dock with a lift, where the water is ready when you are, whether it’s an early morning ride or an afternoon spent anchored in the sun. Recent updates include a new seawall, rewired dock electrical, refinished hardwoods, new carpet, new gutters, garage door opener, and updated decking. Lake Hartwell. Deep water. Private dock. No HOA. A rare opportunity to own a lake home that truly delivers on both lifestyle and setting.
| Type | Dimensions | Level |
|---|---|---|
| Bathroom | 5’3” x 11’7” | Main |
| Bedroom2 | 18'4" x 11'11" | Main |
| BreakfastRoomNook | 10'1" x 14'4" | Main |
| DiningRoom | 12'11" x 16'5" | Main |
| Kitchen | 17'8" x 10'9" | Main |
| Laundry | 8'4" x 5'6" | Main |
| LivingRoom | 16'11" x 14'4" | Main |
| PrimaryBathroom | 10'4" x 13'10" | Main |
| PrimaryBedroom | 13'2" x 19'2" | Main |
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Our Executive Mortgage Banker:
$1,100,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
|---|---|---|---|
| Loan Amount | $880,000 | $880,000 | $880,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.125% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.312% | 6.259% | 6.183% |
| Monthly Tax Payment | $304 | $304 | $304 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $5,206 | $5,347 | $7,426 |
| Total Monthly Payment | $5,635 | $5,776 | $7,855 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.