205 Union Street, #2, Poughkeepsie, NY, 12601 | $2,200

LOCATION, LOCATION, LOCATION!!! Available immediately. This amazing 2nd floor apartment in the Poughkeepsie Historic District is blocks from POK Train Station, restaurants, shops, courts, etc. This 2 bedroom / 1 bath apartment includes the full 2nd and 3rd floor of the building with large rooms and awesome views. This historic home has been totally renovated but has kept the charm of the craftsman trim. The floor plan is open and cheery. This apartment has access to the front porch where you can sit and enjoy the neighborhood. Apartment offers OFF STREET parking. No more parking tickets -- walk out the door to your car in parking next to building. This is a must-see apartment in the sought after historic district. Pet may be considered on a case-by-case basis. Owner pays maintenance water/sewer, trash collection. Tenant pays electric/gas and cable. This building has 2 separate apartments with separate access. Each has individual hot water tank and heating unit. Make an appointment today to view this extraordinary apartment. All rooms are large.

Features

  • Type: Multi Family
  • Rooms: 5
  • Bedrooms: 2
  • Baths: 1 full
  • Laundry: In Bathroom
  • Style: Traditional
  • Year Built: 1877
  • Heating: Natural Gas
  • Cooling: Wall/Window Unit(s)
  • Basement: Partial
  • Approx Sq. Feet: 1,200
  • Acreage: 0.08
  • View: Bridge(s), Mountain(s)
  • Elem. School: Morse Young Magnet School
  • Middle School: Poughkeepsie Middle School
  • High School: Poughkeepsie High School
  • School District: Poughkeepsie
  • Pet Policy: Breed Restrictions, Size Limit
  • Appliances: Dishwasher, Dryer, Range, Refrigerator, Washer
  • Lease Term Type: 12 Months
  • MLS#: 984827
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/984827/205unionstreet_poughkeepsie_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listing courtesy of KRYSTAL CAMPBELL REALTY WF   Phone: 845-401-9326

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 81725

203.980.8025

Frank.Kolb@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Ryan FortierInsurance Sales Director, William Raveis Insurance

516.739.7731

Ryan.Fortier@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

205 Union Street, #2, Poughkeepsie, NY, 12601

$2,200

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Frank Kolb

Senior Vice President - Coaching & Strategic

William Raveis Mortgage, LLC

Phone: 203.980.8025

Frank.Kolb@raveis.com

NMLS Mortgage Loan Originator ID 81725

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $1,760 $1,760 $1,760
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.375% 5.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.313% 6.487% 5.614%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $10 $11 $14
Total Monthly Payment $85 $86 $89

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.