13820 PLUMOSA AVENUE, Hudson, FL, 34667 | $400,000

Rare Direct Gulf Access Waterfront Home with Elevator – Endless Potential

Opportunities like this don’t come along often—enjoy direct Gulf access with no fixed bridges from this 2 bedroom, 3-bath stilt home in Hudson, featuring 60 feet of canal frontage. Whether you’re looking for a full-time residence, vacation getaway, or income-producing property, this home offers the flexibility and location to make it happen.

The elevated main living level was not impacted by Hurricane Helene and provides a solid foundation with a comfortable layout including a spacious living area, kitchen, Florida room, laundry space, and multiple outdoor areas. Relax on the large front composite deck or unwind on the rear porch overlooking the water. The primary suite includes a private bath, with an additional bedroom and full guest bath for added convenience.

The lower level has already been cleared following surge damage from Hurricane Helene, giving you a head start on renovations. Previously configured as a separate apartment with its own living area, bedroom, and bath, this space offers excellent potential for expanded living, guest quarters, or a separate rental setup. A two-car garage adds valuable storage and functionality.

With direct boating access, existing seawall, and a layout that supports multiple uses, this property is ideal for buyers looking to customize, invest, or create a waterfront retreat tailored to their vision.

Sold As-Is. Seller retains rights to prior insurance claims. Buyer to verify all information and complete due diligence.

Coastal Location
Located in the laid-back waterfront community of Hudson along Florida’s Gulf Coast, you’ll enjoy easy access to marinas, waterfront dining, and everyday conveniences along US-19. Just about an hour to Tampa and an easy drive to Orlando, making it convenient for both personal use and visiting guests.

Don’t miss your chance to secure a direct Gulf access property with strong upside and rare waterfront appeal—schedule your showing today.

Features

  • Rooms: 3
  • Bedrooms: 3
  • Baths: 3 full
  • Laundry: Laundry Room
  • Year Built: 1987
  • Garage: 2-car
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,400
  • Acreage: 0.13
  • Est. Taxes: $6,952
  • View: Water
  • Water Front: Yes
  • Appliances: Dryer, Range, Washer
  • MLS#: W7873749
  • Days on Market: 385 days
  • Website: https://www.raveis.com
    /prop/W7873749/13820plumosaavenue_hudson_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/18/2026 4:47:07 PM)
Listing courtesy of GULF COAST FISHING HOMES RLTY   Phone: 813-394-4356

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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13820 PLUMOSA AVENUE, Hudson, FL, 34667

$400,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $320,000 $320,000 $320,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.500% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.375% 6.638% 5.972%
Monthly Tax Payment $579 $579 $579
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,970 $2,023 $2,657
Total Monthly Payment $2,624 $2,677 $3,311

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.