23 FALLON LANE, Palm Coast, FL, 32137 | $389,900

One or more photo(s) has been virtually staged. Prepare to fall in love with this meticulously maintained, move-in-ready pool home nestled in one of Palm Coast's most desirable neighborhoods, Palm Harbor. Thoughtful updates and effortless Florida living come together here to create the home that buyers spend years searching for. At its heart is a brand-new kitchen with Quartzite countertops with popup outlets, a new gas range, and a striking accent backsplash set the tone, while a dedicated coffee station with a water filler adds a touch of everyday luxury. The butler's pantry with butcher block countertops offers generous prep and storage space, and the purposefully designed cabinets accommodate small appliances, pantry staples, and even accommodate a stand-alone freezer, a rare and practical detail. Beautiful tile flooring flows through the main living areas beneath high ceilings, giving the home an open, airy feel. The combined living and dining area transitions seamlessly outdoors through French doors to a covered patio made for dining and lounging. A solar-heated saltwater pool with an expansive deck anchors the fully fenced backyard, complete with a storage shed, everything you need for true indoor-outdoor living. The split floor plan offers well-planned privacy. The primary suite enjoys its own private pool entrance, an updated double vanity, and a walk-in closet. Two additional bedrooms share a guest bath with a refreshed vanity and a skylight. Practical upgrades make this home feel truly complete: a 2020 roof, 2020 HVAC system, and a transfer switch wired directly for easy generator hookup during a power outage. A welcoming front porch perfect for catching the Florida breeze adds to the home's curb appeal. Ideally located, Palm Harbor is just minutes from I-95, the Intracoastal Waterway, and the beaches of north Flagler County, accessible via the Hammock Dunes toll bridge. Residents enjoy proximity to European Village dining and entertainment, the Palm Harbor Golf Club, St. Joe's Walkway along the Intracoastal, and convenient shopping. Flagler Beach, with its iconic pier and laid-back coastal charm, is just a short drive away, while historic St. Augustine and Daytona Beach are comfortably close for day trips.

Features

  • Rooms: 7
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: In Garage
  • Year Built: 1989
  • Garage: 2-car
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,490
  • Acreage: 0.23
  • Est. Taxes: $2,104
  • View: Pool
  • Pool: Heated, In Ground, Salt Water, Solar Heat
  • Appliances: Dishwasher, Microwave, Range, Refrigerator
  • MLS#: FC317728
  • Days on Market: 8 days
  • Website: https://www.raveis.com
    /prop/FC317728/23fallonlane_palmcoast_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/23/2026 10:02:11 AM)
Listing courtesy of REALTY PROS ASSURED   Phone: 386-677-7653

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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23 FALLON LANE, Palm Coast, FL, 32137

$389,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $311,920 $311,920 $311,920
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.474% 6.640% 5.972%
Monthly Tax Payment $175 $175 $175
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,921 $1,970 $2,590
Total Monthly Payment $2,171 $2,220 $2,840

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.