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Set on just under half an acre in one of Vermont's most beloved college towns, this thoughtfully updated 4-bedroom, 2-bathroom home strikes a balance that's hard to find: turnkey condition with the character and care that only comes from owners who genuinely invested in where they lived. Updates include a newer roof, added attic insulation, fresh interior paint throughout, a redone entryway, a generator hookup, and landscaping graded to protect the foundation. The primary bedroom has been enhanced with a dedicated office nook and additional closet space. A new side deck, updated front steps and storm door, and a storage shed complete the picture. The backyard is set up for outdoor living and play, with a playset, tree fort, and sandbox already in place. There is also a dedicated garden space. The full basement offers substantial room for storage, a workshop, or future finished space. Nestled between the charming towns of Vergennes and Brandon, Middlebury offers the best of Vermont's Champlain Valley. Downtown and Middlebury College are just minutes away, and the Wright Park Trailhead is right down the road for those who want trails close to home. Lake Dunmore is also nearby for warm-weather recreation. Burlington is 40 minutes north when you need the city, or utilize Middlebury's Amtrak station that offers daily direct service to New York City.
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 5/15/2026Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
Our Insurance Division:
$449,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $359,200 | $359,200 | $359,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.524% | 5.730% |
| Monthly Tax Payment | $546 | $546 | $546 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,151 | $2,241 | $2,933 |
| Total Monthly Payment | $2,772 | $2,862 | $3,554 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.