126 O'Hear Court, Waterbury, VT, 05676 | $285,000

Open House Saturday April 18 from 12-2! No shared walls AND no need to mow? The perfect combo for those who desire privacy, but don't have the time to deal with exterior maintenance. This property is exceptionally low maintenance in this association. The open-concept main floor centers around an expansive kitchen featuring generous counter space and a large island that serves as the perfect hub for entertaining. Upstairs, there are two spacious and bright bedrooms, in-unit laundry, and a full bathroom complete with a double vanity and full tub. A highlight of the outdoor space is the covered front porch, which features a custom doggy gate. There is also a 1 car garage space with automatic door perfect to avoid the weather or use as additional storage. This is one of the only units that looks over a lawn space out the front door. Just steps away you can cross the street and walk through Dascomb Rowe Field next to the library. Keep going and you'll find Cross Vermont Trail which is a lovely loop near the Waterbury Community Gardens along the Winooski River. Lots of restaurants including the infamous Prohibition Pig are just down the road if you want some great food nearby. Constructed above the flood zone, the current owner does maintain flood insurance which runs ~$1, 000 per year (subject to change depending on insurance providers). The property balances quiet living with immediate access to everything Waterbury has to offer. Whether you are looking for a primary residence or a convenient home base with easy commutes to Montpelier, Stowe and Burlington, this property delivers significant value and peace of mind. Furnished photos have been virtually staged.

Features

  • Heating: Hot Air
  • Cooling: None
  • Amenities: Landscaping,Common Acreage,Snow Removal
  • Rooms: 4
  • Bedrooms: 2
  • Baths: 1 full / 1 half
  • Complex: Main Street Cottages
  • Year Built: 2014
  • Approx Sq. Feet: 1,050
  • Est. Taxes: $5,441
  • Lot Desc: Condo Development,Corner,Landscaped,Trail/Near Trail,Walking Trails,Near Paths,Near Shopping,Near Skiing,Near Hospital,Near School(s)
  • Elem. School: Brookside Elementary School
  • Middle School: Crossett Brook Middle School
  • High School: Harwood Union High School
  • School District: Harwood UHSD 19
  • MLS#: 5083195
  • Website: https://www.raveis.com
    /prop/5083195/126ohearcourt_waterbury_vt?source=qrflyer
©2026 New England Real Estate Network, Inc. All rights reserved.This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 5/26/2026
Listing courtesy of Hall Collins Real Estate Group   Phone: 802-242-5500
Listing Agent: Franchesca Collins

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Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 81725

203.980.8025

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126 O'Hear Court, Waterbury, VT, 05676

$285,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Frank Kolb

Senior Vice President - Coaching & Strategic

William Raveis Mortgage, LLC

Phone: 203.980.8025

Frank.Kolb@raveis.com

NMLS Mortgage Loan Originator ID 81725

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $228,000 $228,000 $228,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.474% 6.640% 5.972%
Monthly Tax Payment $453 $453 $453
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,404 $1,440 $1,893
Total Monthly Payment $1,932 $1,968 $2,421

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.