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No words describe this property better than peaceful, rural, convenient and historic. Throughout its long life, the top of Elm Hill exudes country. The rugged stone walls, lower barn, tool shed and upper barn reveal an agricultural past. The upper barn has been converted to a 2-car garage and workshop, complete with a half-ton hoist. The upstairs hayloft (attic type storage) is easily accessible by stairs in the back and double doors on the front. The carriage port has been enclosed to store wood for the Defiant woodstove in the sitting room, adjoining the kitchen. On the south side are a five-tree apple orchard and a garden plot each producing for residents and neighbors alike. Sunshine and natural light define the yard, the views and interior, Foundation plantings thrive in the morning sun. The back hills and fields light up in midday and evening sun. During foliage, the hills across the valley blaze in the sunset. Multiple windows flood the house interior with natural light. Convenience doesn't negate peace. A mere mile from the town central square, where one will find a variety of unique shops, restaurants and even a movie theatre. The house is but a 1. 1 mile from the shopping plaza and 1. 5 miles from the hospital and with a golf course, ski areas and multiple hiking venues nearby, one can easily get back to nature. In the early morning and evening turkey and deer come from the back hill to feed in the adjoining meadows as well as a variety of colorful songbirds to enjoy. A classic post and beam 4 bedroom, 2 bath home on 1. 2 acres was built by James Litchfield when he settled the top of Elm Hill. The original axe-cut post and sturdy beams exposed on the main floor living room, dining room and office attest to its structure and history. Since the first family made this their home in the early 1790s, it has sheltered and nurtured eight families of several generations each. Yours can be the next family to make history here. Come experience the peaceful setting.
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 4/27/2026Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $319,600 | $319,600 | $319,600 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.750% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.275% | 6.284% | 5.595% |
| Monthly Tax Payment | $482 | $482 | $482 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,865 | $1,942 | $2,590 |
| Total Monthly Payment | $2,422 | $2,499 | $3,147 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.