402 E EMMA STREET, Tampa, FL, 33603 | $660,000

OLD SEMINOLE HEIGHTS – Incredible income producing opportunity or multi-generational living in a sought-after neighborhood that is rich in history with a commitment to restoration making it a highly desirable location. Nestled on a sprawling corner lot the main house is a reimagined, Craftsman-Inspired Bungalow full of character and charm built in 1918 features an inviting front porch, boasting 3 bedroom 2 baths, open floor plan, modernized kitchen with shaker cabinets, granite countertops, subway tile backsplash, stainless steel appliances and luxury vinyl plank flooring thru-out. The detached duplex offers two updated units that can generate great rental income or be utilized for a family who want to live together but still maintain some privacy and independence. Either way this property is sure to meet your needs and exceed your expectations. Whether you're looking for a place to call your own or an investment opportunity this unique estate is worth exploring as it has easy access to I- 275, minutes from boutique shops, highly acclaimed restaurants and cafes. 1. 5 miles from the University of Tampa, 10 miles USF, 8 miles Tampa international Airport, 5 Miles Raymond James Stadium, 1. 9 Miles from Tampa General Hospital, 1. 5 miles from Channelside that offers an eclectic array of food options and popular attractions such as Amalie Arena, Florida Aquarium and Sparkman’s Warf. Something for everyone. Seize the opportunity to not only own this timeless beauty but to make a SMART INVESTMENT IN YOUR FUTURE! Come see for yourself.

Features

  • Rooms: 3
  • Bedrooms: 7
  • Baths: 4 full
  • Lot Size: 70 x 140
  • Laundry: Laundry Room
  • Year Built: 1918
  • Garage: Open, Parking Pad
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 2,658
  • Acreage: 0.22
  • Lot Size: 70 x 140
  • Est. Taxes: $9,470
  • Lot Desc: Corner Lot
  • Appliances: Dishwasher, Microwave, Range, Refrigerator
  • MLS#: TB8496452
  • Days on Market: 25 days
  • Website: https://www.raveis.com
    /prop/TB8496452/402eemmastreet_tampa_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/15/2026 2:46:10 AM)
Listing courtesy of Premier Realty   Phone: 727-687-2324

William Raveis Family of Services

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888.699.8876

Contact@raveis.com

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

402 E EMMA STREET, Tampa, FL, 33603

$660,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $528,000 $528,000 $528,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.990% 6.375% 5.490%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.370% 6.524% 5.730%
Monthly Tax Payment $789 $789 $789
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,162 $3,294 $4,311
Total Monthly Payment $4,043 $4,175 $5,192

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.