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Experience elevated coastal living at its finest in this exceptional home offering a split floor plan similar to that of a duplex with 4-bedrooms, 4-bathrooms, 2-kitchens, 2-living rooms, and 2-laundry rooms, perfect for anyone with an investor mindset. Located in the highly sought-after community of Hernando Beach you can't go wrong with a home like this that has so much to offer. Thoughtfully designed for both luxury and comfort, each spacious bedroom offers its own private en-suite bath, creating a perfect retreat for family and guests. From the moment you enter, you’re greeted by soaring ceilings, abundant natural light, and an open-concept layout that seamlessly blends elegance with functionality. Both kitchens feature ample cabinetry, generous counter space, and flows effortlessly into the expansive living and dining areas—ideal for entertaining on any scale. Step outside and embrace the true Florida lifestyle. Whether you're enjoying peaceful mornings with coastal breezes or hosting sunset gatherings, the outdoor living spaces provide the perfect backdrop. With close proximity to the Gulf, this property is a dream for boating and fishing enthusiasts alike. Perfect as a primary residence, luxury vacation home, or income-producing investment, this home offers the best of living in one of Florida’s hidden gems. Schedule your private showing today and discover the lifestyle you deserve.
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Our Executive Mortgage Banker:
Our Insurance Division:
$599,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $479,200 | $479,200 | $479,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.250% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.324% | 6.398% | 5.614% |
| Monthly Tax Payment | $460 | $460 | $460 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,835 | $2,951 | $3,884 |
| Total Monthly Payment | $3,387 | $3,503 | $4,436 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.