4309 SERENE CIRCLE, Fruitland Park, FL, 34731 | $549,999

Welcome to this spacious and beautifully updated pool home in the desirable Laurel Oak community of Fruitland Park. Set on a fully fenced ¾-acre lot, this property offers the perfect blend of privacy, space, and convenience—just minutes from The Villages.

With over 2, 800 square feet of living space, this well-appointed residence features 4 bedrooms, 3 bathrooms, and a versatile den ideal for a home office, flex space, or guest suite. The layout is both functional and inviting, designed for comfortable everyday living and effortless entertaining.

At the heart of the home, the updated kitchen showcases refreshed cabinetry, modern appliances, and ample prep and storage space. It flows seamlessly into the main living areas, filled with natural light and perfect for gathering. Two of the three bathrooms have been recently updated, leaving the third ready for your personal touch.

Step outside to your private backyard retreat featuring a sparkling pool, heated spa, and recently updated pool pump. The expansive fenced yard offers plenty of room to relax, entertain, or play, complete with a small basketball court or pad for trailer parking.

Additional highlights include:

New 5 TON HVAC (April 2026)
Whole-home water treatment system with water softener
Reverse osmosis (RO) drinking water system at the kitchen sink
Custom roller shades in the dining room, den, and sunroom
Fireplace
Washer and dryer included
ADT security system with 4 cameras ready for new owners to transfer service

A voluntary neighborhood committee helps maintain the entrance, with a suggested contribution of approximately $11. 25/mo or $135/yr. reflecting the pride of ownership throughout the community.

Located in a quiet, established neighborhood with larger homesites rarely found this close to town, this home offers the best of both world, make it yours before its too late!

Features

  • Rooms: 11
  • Bedrooms: 4
  • Baths: 3 full
  • Laundry: Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
  • Year Built: 1995
  • Garage: 2-car
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 2,807
  • Acreage: 0.75
  • Est. Taxes: $3,123
  • Lot Desc: Private
  • Elem. School: Beverly Shores Elem
  • Middle School: Carver Middle
  • High School: Leesburg High
  • Pool: Gunite, Screen Enclosure
  • Pet Policy: Cats OK, Dogs OK
  • Appliances: Built-In Oven, Cooktop, Dishwasher, Disposal, Dryer, Microwave, Refrigerator
  • MLS#: G5110775
  • Days on Market: 2 days
  • Website: https://www.raveis.com
    /prop/G5110775/4309serenecircle_fruitlandpark_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/15/2026 7:17:07 PM)
Listing courtesy of BLACK TIE REALTY, INC.   Phone: 352-751-7888

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
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4309 SERENE CIRCLE, Fruitland Park, FL, 34731

$549,999

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $439,999 $439,999 $439,999
Term 360 months 360 months 180 months
Initial Interest Rate** 5.625% 6.625% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.133% 6.739% 5.952%
Monthly Tax Payment $260 $260 $260
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,533 $2,817 $3,654
Total Monthly Payment $2,885 $3,169 $4,006

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.