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431 4th Street, Mamaroneck, NY, 10543 | $749,000
Modern comfort, low-maintenance living, and exceptional convenience come together at 431 4th Street, in the heart of Mamaroneck, New York. Located within the prestigious Rye Neck School District, this thoughtfully reimagined home combines style, functionality, and commuter-friendly living just minutes from Florence Park, Metro-North, major highways, vibrant downtown restaurants and shops, and the renowned Harbor Island Park waterfront and beach. This 3-bedroom, 2. 5-bath home features a desirable first-floor primary suite, a sun-filled open floor plan, and seamless indoor-outdoor flow with a custom wraparound deck - a rare offering for this centrally located Village property. The beautifully updated kitchen showcases stainless steel appliances, sleek countertops, and adjustable remote-controlled lighting designed for both everyday living and effortless entertaining. Upstairs, a bright and organized retreat awaits with two spacious bedrooms featuring generous closets and oversized windows, complemented by a full bath, built-in shelving, and an additional walk-in hall closet. The finished lower level features polished tile flooring, built-in shelving, abundant storage, upgraded major mechanicals (2024–2025), and walkout access, providing flexible space ideal for recreation, a home office, gym, or additional living needs. Thoughtfully updated throughout, this home offers the ease of move-in ready living while placing you close to everything Mamaroneck has to offer - waterfront recreation, parks, dining, shopping, and convenient access to NYC by train or car.
Features
- Rooms: 10
- Bedrooms: 3
- Baths: 2 full / 1 half
- Laundry: In Kitchen
- Style: Colonial
- Year Built: 1960
- Heating: Baseboard, Hot Water, Steam
- Cooling: Wall/Window Unit(s)
- Basement: Bilco Door(s), Finished, Storage Space, Walk-Out Access
- Approx Sq. Feet: 1,314
- Acreage: 0.04
- Est. Taxes: $8,483
- Lot Desc: Back Yard, Near Golf Course, Near Public Transit, Near School, Near Shops, Private
- Elem. School: F E Bellows Elementary School
- Middle School: Rye Neck Middle School
- High School: Rye Neck Senior High School
- School District: Rye Neck
- Appliances: Dishwasher, Dryer, Gas Oven, Gas Range, Microwave, Refrigerator, Stainless Steel Appliance(s), Washer
- MLS#: 984719
- Days on Market: 33 days
- Website: https://www.raveis.com
/prop/984719/4314thstreet_mamaroneck_ny?source=qrflyer
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 81725
203.980.8025
Frank.Kolb@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
431 4th Street, Mamaroneck, NY, 10543
$749,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Frank Kolb
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $599,200 | $599,200 | $599,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.500% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.375% | 6.638% | 5.972% |
| Monthly Tax Payment | $707 | $707 | $707 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,689 | $3,787 | $4,976 |
| Total Monthly Payment | $4,488 | $4,586 | $5,775 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535