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Syndication RemarksWelcome home to this beautifully maintained residence located in the highly sought after River Rock Community. This spacious home features engineered hardwood throughout the main living areas upstairs and downstairs, creating a warm cohesive flow. The open concept kitchen is complete with granite countertops, an island, ample cabinetry, and modern finishes perfect for everyday living and entertaining. Granite countertops continue into the bathrooms, adding a touch of elegance throughout the home. There is a gas fireplace to cozy up to in the living room. This property offers 3 bedrooms and 2. 5 bathrooms with a loft versatile for an office, playroom, or media space. The primary bedroom features tray ceilings, tiled large walk in/stand up shower, double vanity, a separate soaking tub, and a spacious walk in closet. All bedrooms have large closets. The halls have additional storage closets. Enjoy outdoor living in the covered patio outback or on the spacious porch upfront. Home also features a sprinkler system and a tankless gas water heater. This amazing home is located in district 2 and minutes from shopping, dining, the interstate, offering convenience and community charm. This River Rock gem is ready and waiting for its new owner to call it home! USDA eligible!
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Our Executive Mortgage Banker:
$334,990
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $267,992 | $267,992 | $267,992 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.524% | 5.730% |
| Monthly Tax Payment | $140 | $140 | $140 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,605 | $1,672 | $2,188 |
| Total Monthly Payment | $1,820 | $1,887 | $2,403 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.