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Welcome to a private luxury estate located in the gated community of Sumter Crossing in Oxford, offering timeless craftsmanship & resort-style living on 3. 72 fully fenced acres just minutes from The Villages. This original owner, custom-built home, constructed in 2008 with solid block construction & a stucco exterior, features 3, 705 square feet of heated & cooled living space (4, 901 total square feet) with a thoughtfully designed split floor plan that blends elegance and functionality. Inside, you’ll find soaring tray ceilings, a formal dining room, & a versatile formal family room ideal for a piano, billiards, or additional entertaining space. The exquisite main living area showcases a custom accent wall & opens seamlessly to the lanai through pocketing sliding glass doors that fully recess into the wall, creating true indoor-outdoor living. The chef’s kitchen is well equipped with an abundance of beautiful granite countertop space, including a serving and seating bar, stainless steel appliances, and an island prep area with pendant lighting. Additional features include a custom mudroom with built-in seating and storage, an interior laundry room with a deep sink and built-in ironing board, and a dedicated workout room complete with its own half bath. The owner’s suite serves as a private retreat w/ French doors leading directly to the pool area, a custom-built walk-in closet system, dual vanities, a garden tub, and a walk-in Roman shower. Guest accommodations include one bedroom w/ a private ensuite that also functions as a pool bath, along with a second guest bedroom & full hall bath. Step outside & experience what truly sets this property apart—an exceptional, resort-style pool & outdoor living space designed for both relaxation & entertaining, featuring a beautifully crafted stone pool with water feature, expansive screened lanai, outdoor kitchen with gas line for grilling, & a stunning floor-to-ceiling stone fireplace that anchors the space and creates an unforgettable setting year-round. Just beyond the lanai, enjoy a dedicated firepit area perfect for evenings under the stars, all surrounded by meticulously maintained landscaping and wide-open green space that enhances the privacy & estate feel of the property. The Bose surround sound system extends throughout both the interior & outdoor living areas, creating a seamless entertainment experience. The property also includes an attached two-car garage & a detached two-car garage, w/ the main garage featuring a custom electric fold-down stairway providing easy & safe access to a spacious, decked attic storage area complete w/ its own mini-split A/C system—ideal for climate-controlled storage. A whole-house water filtration system adds another level of comfort & quality to everyday living. Situated on 3. 72 acres with four-board fencing in a gated, estate-style community, this property offers exceptional privacy while maintaining convenience w/ quick access to The Villages Charter Schools, Lake Sumter Landing & Brownwood Paddock Square, major roadways including I-75 and the Florida Turnpike, shopping such as Publix, Costco, & Walmart, a variety of dining options, and nearby medical facilities including UF Health. This is a rare opportunity to own a true estate property in one of Central Florida’s most desirable & rapidly growing areas—if you’re looking for privacy, luxury, & an unmatched outdoor living experience without sacrificing convenience, you’ve found your new home.
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Our Executive Mortgage Banker:
Our Insurance Division:
$998,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $798,400 | $798,400 | $798,400 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.125% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.312% | 6.235% | 6.223% |
| Monthly Tax Payment | $361 | $361 | $361 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $4,723 | $4,851 | $6,737 |
| Total Monthly Payment | $5,176 | $5,304 | $7,190 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.