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Welcome to Forest Park, a well-maintained and desirable 55+ community in Milford. This bright and welcoming 2-bed, 2. 5-bath home offers 1, 440 SF with cathedral-ceiling living room, gas fireplace, and open loft overlooking the main level. The first-floor primary suite includes a private ensuite bath, while a convenient half bath serves guests. The updated kitchen with breakfast bar and granite countertops feature a full suite of appliances, and functional layout. Features include central air, gas heat, full unfinished basement, attached 1-car garage with interior access and private patio. Updates include hot water heater (2020), washer (2021), dryer (2023). Upstairs, an open loft-style second level overlooks the living room below, offering a versatile layout with a full bath and walk-in closet - ideal as a second bedroom, office, sitting room, or exercise space. This thoughtful design enhances the home's spacious and open feel. The location offers excellent convenience, with the Milford Metro-North Station just 2 miles away for easy commuting, plus close access to I-95 and Merritt Parkway. Enjoy being minutes from Milford's town center, beaches, shopping, dining, and everyday conveniences - all while living in a quiet, well-kept 49-unit community. A move this spring and you'll also enjoy the association pool and clubhouse all summer long! This complex is not VA loan approved.
| Type | Description | Level |
|---|---|---|
| Bedroom 1 | Walk-In Closet,Wall/Wall Carpet | Upper |
| Dining Room | Hardwood Floor | Main |
| Kitchen | Breakfast Bar | Main |
| Living Room | Cathedral Ceiling,Ceiling Fan,Gas Log Fireplace,Wall/Wall Carpet | Main |
| Primary Bedroom | Full Bath,Wall/Wall Carpet | Main |
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NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $350,400 | $350,400 | $350,400 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.625% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.609% | 6.887% | 6.078% |
| Monthly Tax Payment | $520 | $520 | $520 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,157 | $2,244 | $2,933 |
| Total Monthly Payment | $2,752 | $2,839 | $3,528 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.