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Welcome home to this charming brick ranch, where classic character meets thoughtful updates and flexible living space. Set behind a timeless stone wall that beautifully borders the front yard and driveway, this home offers inviting curb appeal and a sense of privacy from the moment you arrive. A one-car garage tucked beneath the home adds both convenience and functionality, especially during New England's changing seasons. Step inside through the tiled front entryway, a practical and welcoming space that transitions seamlessly into the heart of the home. The sun-filled living room features gleaming hardwood floors, a cozy fireplace perfect for relaxing evenings, and a large picture window that floods the space with natural light. A ceiling fan enhances comfort year-round, creating an ideal setting for both everyday living and entertaining. The home offers two well-proportioned bedrooms, each complete with hardwood flooring and ceiling fans, providing comfort, style, and continuity throughout the main level. The eat-in kitchen boasts an open floor plan, allowing for easy flow and connection between cooking, dining, and gathering spaces-perfect for today's lifestyle. Downstairs, the finished basement expands your living area with a versatile recreation room, featuring wall-to-wall carpeting, baseboard heat, and a brand-new dropped ceiling. Whether used as a media room, home office, or play space, this level offers endless possibilities. Additional highlights include a cedar closet for storage and a root cellar, adding both charm and practicality. Recent updates provide peace of mind and added value, including Harvey replacement windows, new exterior doors, and a newer water heater. Blending solid construction, modern improvements, and inviting spaces both inside and out, this well-maintained ranch is ready to welcome its next owner.
| Type | Description | Dimensions | Level |
|---|---|---|---|
| Bedroom 1 | Ceiling Fan,Hardwood Floor | 12.0 x 11.0 | Main |
| Eat-In Kitchen | 12.0 x 18.0 | Main | |
| Full Bath | Tub w/Shower | 9.0 x 6.0 | Main |
| Living Room | Ceiling Fan,Fireplace,Hardwood Floor | 13.0 x 22.0 | Main |
| Primary Bedroom | Ceiling Fan,Hardwood Floor | 13.0 x 11.0 | Main |
| Rec/Play Room | Cedar Closet,Wall/Wall Carpet | 21.0 x 17.0 | Lower |
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $199,120 | $199,120 | $199,120 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.750% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.275% | 6.284% | 5.595% |
| Monthly Tax Payment | $443 | $443 | $443 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,162 | $1,210 | $1,614 |
| Total Monthly Payment | $1,680 | $1,728 | $2,132 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.