20 TURTLE RIDGE DRIVE, Flagler Beach, FL, 32136 | $399,900

Conveniently located in the Eagle Lakes subdivision on the Volusia/Flagler County line, this lovingly maintained home is ready for its new family. Situated on an oversized fenced lot backing up to a preserve area, there is plenty of backyard space for a pool and all of the toys. Built in 2019 with an optimal layout, this brick beauty features 4 bedrooms with a split floorplan, 2 bathrooms, open concept kitchen and living spaces. The kitchen's wood cabinetry is accented with granite countertops, stainless appliance and features a center island for prep work and eat-in breakfast bar for those quick meals. The open concept plan integrates the kitchen, dining and living spaces which is great for entertaining. The large primary bedroom has His & Hers walk in closets and well-appointed bathroom with dual vanities and walk in shower. All 3 guest rooms are on the opposite side of the home providing complete privacy. Some of the recent upgrades include updated -new DalTile Butter Pecan 6X48 Tile throughout, all matte black electrical fixtures with ceiling fans in all rooms, new dishwasher 2026, upgraded built in closet storage, new Behr Marquee painting throughout, cabinet pulls changed to matte black throughout, GE whole home water filter, heavy-duty garage shelving/storage, new landscaping and river rock at front elevation, matte black door hardware throughout, multiple wood shelves and floating shelves have been added throughout, backyard has been completely fenced in with 6' white vinyl privacy fencing, market lighting at back porch and along all fencing, backyard has been sodded with St Augustine and back porch has been extended with (2) 16'X20' paver extensions off the covered lanai. Now hear what the Seller's say they love about their home and neighborhood "We love how quiet the neighborhood is, how the neighbors have cookouts quite often and invite everyone over, how spread out the lots are so there is a good amount of privacy, how close we are to all stores in Palm coast and Ormond plus it's a quick drive to Daytona area as well, how big our backyard is and how well we can host events with the amount of added space out back, our front yard and side yards are large and we are able to use it for whatever needed, we back up to a preserve so no one is behind us and we only have one direct neighbor that we share a fence with, neighborhood has quite a few young families and is very easy going, roads are quite large and able to accommodate parking for many people when needed, very close to i95 without any noise due to the woodland buffer, neighborhood is quite established and we are only a few miles from the beach (15 minutes).
We also love the open concept of the house between the dining room, living room and kitchen, oversized walk in pantry, love the family oriented neighborhood, love having separate master closets, love the natural lighting in the home, love the new floors, love the privacy this lot has to offer, and love the safety of our neighborhood"

Features

  • Rooms: 8
  • Bedrooms: 4
  • Baths: 2 full
  • Laundry: Inside
  • Year Built: 2019
  • Garage: 2-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,914
  • Acreage: 0.29
  • Est. Taxes: $4,342
  • HOA Fee: $275 Quarterly
  • Lot Desc: Oversized Lot
  • Pet Policy: Cats OK, Dogs OK
  • Appliances: Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer, Water Purifier
  • MLS#: FC317691
  • Days on Market: 5 days
  • Website: https://www.raveis.com
    /prop/FC317691/20turtleridgedrive_flaglerbeach_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/14/2026 4:22:47 AM)
Listing courtesy of EXIT Beach Realty   Phone: 386-441-1141

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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20 TURTLE RIDGE DRIVE, Flagler Beach, FL, 32136

$399,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $319,920 $319,920 $319,920
Term 360 months 360 months 180 months
Initial Interest Rate** 6.000% 6.375% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.374% 6.524% 5.866%
Monthly Tax Payment $362 $362 $362
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,918 $1,996 $2,635
Total Monthly Payment $2,355 $2,433 $3,072

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.