|
Under contract-accepting backup offers. Welcome to South Lakeland’s newest opportunity, full of charm, character, and potential. This 4 bedroom, 2 bathroom home offers over 2, 100 square feet of living space and sits on a spacious lot just over a quarter acre with no HOA or CDD fees. Inside, you will find a desirable split floor plan designed for both comfort and flexibility, along with a large bonus room that can easily serve as a second living area, game room, home office, or playroom. The home features a cozy wood-burning fireplace and a large kitchen with a convenient pass-through to the formal dining room, making it ideal for entertaining. Multiple sets of French doors bring in natural light and create a seamless indoor-outdoor flow. Both the primary suite and the breakfast nook have French doors that open to an oversized 483 square foot back patio, perfect for relaxing or hosting gatherings. The large backyard is a blank canvas ready for your dream outdoor space, whether that is a pool, garden, or outdoor kitchen. One of the four bedrooms includes its own private exterior access, making it ideal for a guest suite, in-law setup, or older child seeking a little independence. Additional highlights include an indoor laundry room with extra storage, a 2-car garage, and a high and dry homesite with no flood insurance required. If you have been searching for space, character, and the opportunity to make a home your own, this is it. This home is conveniently located to shopping, dining and the Polk Parkway.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$379,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $303,200 | $303,200 | $303,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.628% | 5.866% |
| Monthly Tax Payment | $169 | $169 | $169 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,816 | $1,914 | $2,498 |
| Total Monthly Payment | $2,060 | $2,158 | $2,742 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.