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This home has been so much more than just a place to live for me, it's been a space filled with memories, character, and so much heart. Originally built in 1925, I fell in love with the charm the moment I walked in. The original Dade County pine floors, the exposed beams, the vaulted ceilings. . . it just feels different in the best way. I've put a lot of care into preserving that history while thoughtfully updating the home to make it comfortable and functional for everyday life. The kitchen became one of my favorite spaces, with custom cherry wood cabinetry, a hardwood countertop, induction cooktop, and double drawer dishwasher, it's where so many slow mornings and dinners with friends happened. The primary suite feels like a true retreat to me. Walking through the 18th-century French doors into a space that's quiet and calming, with the marble bathroom and custom closet, has always felt a little special. One of the things I've loved most about this property is how it's set back, giving you this big, open front yard, while still having a completely private backyard. At night, the custom landscape lighting in the front yard completely transforms the space, it softly lights everything up and can even change colors, which has made holidays, gatherings, or even just coming home at night feel a little more magical. The gazebo, the new landscaping, the turf, it's been such an easy space to enjoy, whether it's a quiet night or having people over. Over the years, I've also made updates like replacing the roof in 2021, landscaping lighting adding a new water heater, installing security cameras, and even a Bluetooth shower speaker, little things that just make daily life better. This home has truly been a special place for me, and I hope the next owner feels that same warmth the second they walk in. Furniture is negotiable if someone falls in love with it the way I did.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $420,000 | $420,000 | $420,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 6.625% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.133% | 6.739% | 5.952% |
| Monthly Tax Payment | $331 | $331 | $331 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,418 | $2,689 | $3,488 |
| Total Monthly Payment | $2,841 | $3,112 | $3,911 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.