32 Dewing Road, Franklin, VT, 05457 | $389,000

Breathe easy and slow down at your home away from home on Lake Carmi. Mornings begin with calm water and the sound of loons in the distance. Coffee on the porch, a light breeze coming off of the lake, and a full day ahead that can be as active or as quiet as you want it to be. This three bedroom, two bath seasonal home is designed to take full advantage of its lakefront setting. The main level opens toward the lake with expansive views south through double sliding glass doors, filling the living space with natural light. Exposed live edge beams bring the wilderness of Vermont inside as you gather after a day outside. The screened-in porch will become your go-to space for summer living. Extend your mornings, enjoy long dinners, or unwind at the end of the day watching the sunset dance across the settling waves. Three comfortable bedrooms are located on the second floor along with a half bath. Plentiful windows allow you to take in lake views and cool night breezes. Outside, a private concrete dock puts you right on the water for boating, swimming, and fishing, with 7. 5 miles of shoreline to paddle and explore. The property sits on owned land, a meaningful distinction on Lake Carmi where leased lots are common and add long-term uncertainty. The lake is home to a significant peat bog that draws in wildlife and creates a unique natural landscape, and the birdwatching here is some of the best you will find in Northern Vermont. For anglers, Lake Carmi is well known for its fishing, with walleye, northern pike, and bass all part of the experience right off your dock or a short boat ride away. The property has operated as a successful short term rental in the recent past, offering flexibility for those considering a mix of personal use and income potential. If you have been looking for a place where summer stretches a little longer and lake life feels easy and approachable, this is your opportunity to be part of one of Franklin County’s most loved waterfront communities.

Features

  • Rooms: 5
  • Bedrooms: 3
  • Baths: 1 three-quarter / 1 half
  • Style: Cottage/Camp
  • Year Built: 1987
  • Heating: Propane,Direct Vent,Heat Pump,Mini Split
  • Cooling: Mini Split
  • Approx Sq. Feet: 1,320
  • Acreage: 0.13
  • Est. Taxes: $4,299
  • Lot Desc: Lake Access,Lake Frontage,Lake View,Water View
  • MLS#: 5083340
  • Website: https://www.raveis.com
    /prop/5083340/32dewingroad_franklin_vt?source=qrflyer
©2026 New England Real Estate Network, Inc. All rights reserved.This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 4/17/2026
Listing courtesy of Ridgeline Real Estate   Phone: 802-540-1366
Listing Agent: David Stanley

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Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 81725

203.980.8025

Frank.Kolb@raveis.com

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32 Dewing Road, Franklin, VT, 05457

$389,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Frank Kolb

Senior Vice President - Coaching & Strategic

William Raveis Mortgage, LLC

Phone: 203.980.8025

Frank.Kolb@raveis.com

NMLS Mortgage Loan Originator ID 81725

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $311,200 $311,200 $311,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.125% 5.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.357% 6.304% 5.648%
Monthly Tax Payment $358 $358 $358
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,841 $1,891 $2,522
Total Monthly Payment $2,274 $2,324 $2,955

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.