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FANTASTIC PRICE IMPROVEMENT. This charming brick ranch home is near all amenities and the medical facilities. There is a nice rocking chair front porch that leads into a large foyer/hall with French doors leading into the living room that features a bay window. There are original oak hardwood floors in LR , foyer, 2 Bedrooms, and hallway. There are updated tile floors in the bath. The interior and much of the exterior trim is freshly painted. The rustic den features a wood burning fireplace as well as a fireplace with a gas line that gas logs could be added- the large room with knotty pine paneling has a door leading to a covered rear porch. The kitchen and breakfast room combination has charming features. The dining area has a built in china cabinet; the kitchen has butcher block counters, smooth top drop in cooktop, wall oven, and dishwasher. The laundry room connects the breakfast room and the third bedroom which can be used for multiple purposes such as a home office. There is a detached 2 car garage as well as a workshop. The combination of 3 lots has canna lily bed, magnolia, chicken coop, a bon fire area with the wood ready, fig and pear trees, blackberries, and black scuuppernong and muscadine vines. No HOA fees.
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Our Executive Mortgage Banker:
$199,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $159,200 | $159,200 | $159,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.625% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.609% | 6.776% | 6.078% |
| Monthly Tax Payment | $49 | $49 | $49 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $980 | $1,019 | $1,333 |
| Total Monthly Payment | $1,104 | $1,143 | $1,457 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.