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Classic Pre-War Two-Bedroom with Wood-Burning Fireplace on a Prime Upper East Side Block! A well-balanced layout defines Residence 12T, with distinct living, dining, and bedroom spaces that feel both open and well-proportioned. An entry foyer leads into a spacious living room and separate dining area, creating a layout that is both functional and easy to live in. High beamed ceilings, original hardwood floors, decorative moldings, and a wood-burning fireplace bring warmth and character to the space. The primary bedroom is quietly tucked away, comfortably accommodating a king-size bed with nightstands, a dressing area and multiple closets for excellent storage. A subtle alcove adds flexibility, creating a natural area for a desk, vanity, or additional storage. The second bedroom is currently set up as a nursery and works equally well as a guest room or home office. The kitchen is efficiently laid out with good storage and separation from the main living areas. A thoughtfully renovated bathroom maintains classic New York charm while incorporating modern finishes. In-unit washer and dryers are permitted with board approval. 205 East 78th Street is a well-regarded, full-service cooperative with a full-time doorman, resident manager, and dedicated staff. The building is pet-friendly and permits pieds-Ã -terre, co-purchasing, guarantors, and gifting. Amenities include a central laundry room, bike storage, and private storage, subject to availability. Set on a tree-lined block just off Third Avenue, the location offers easy access to neighborhood dining, shopping, Central Park, the 6 and Q subway lines and the 79th Street crosstown bus. A classic Upper East Side home with enduring character and a layout that simply makes sense.
All information is intended only for the Registrant’s personal, non-commercial use. This information is not verified for authenticity or accuracy and is not guaranteed and may not reflect all real estate activity in the market. RLS Data display by William Raveis Real Estate, Inc.Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
$800,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $640,000 | $640,000 | $640,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.615% | 5.952% |
| Monthly Tax Payment | $0 | $0 | $0 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,833 | $4,041 | $5,315 |
| Total Monthly Payment | $3,925 | $4,133 | $5,407 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.