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THIS ONE TRULY CHECKS ALL THE BOXES! This exceptional 4-bedroom, 3-bath home offers the perfect blend of style, space, and functionality, sitting at 96 feet above sea level, on a private acre in the highly desirable Pine Ridge Estates, providing peace of mind with no flood insurance required and safe from storm surge. Designed with today’s buyers in mind, the home features an open floor plan and a sought-after three-way split bedroom layout for maximum comfort and privacy. At the heart of the home is a beautifully appointed designer kitchen, complete with quartz countertops, a large walk-in pantry, soft-close cabinetry, glass subway tile backsplash, and a spacious single-level island—ideal for both everyday living and entertaining. The adjacent breakfast nook overlooks the pool and backyard, creating the perfect spot to start your day. The primary suite is thoughtfully positioned and connected to a dedicated laundry room for added convenience. Guests will appreciate the ensuite bedroom with dual-purpose pool bath, while a separate hall bath serves an additional guest bedroom. A versatile flex space, currently used as a home office, can easily function as a fourth bedroom. Step outside to your own private retreat. The screened lanai and saltwater pool are surrounded by paver decking and extended outdoor living areas, including an open-air patio with a firepit and ambient lighting, as well as a tiered Trex deck—perfect for relaxing or entertaining. The fully fenced backyard offers plenty of space for pets and play, all framed by mature trees for added privacy. Additional highlights include tall ceilings, double-door entry, luxury vinyl plank flooring, upgraded lighting and ceiling fans, energy-efficient double-pane windows, enhanced closet systems, abundant storage throughout, and much, much more. Car enthusiasts and hobbyists will love the 4+ garage bays, featuring an attached 2-car garage plus an oversized detached 2-car garage currently used as a workshop. All of this, nestled among other stately homes in Pine Ridge Estates—offering space, privacy, and a true sense of community. Pine Ridge is conveniently located in the center of Citrus County in the greater Nature Coast area. Just minutes from the Shoppes at Black Diamond, entrance to the Suncoast Expressway, 15 minutes from Crystal River, 20 minutes from downtown Inverness, 30 miles from Ocala, 1 hour from Gainesville, and 1 hour to Tampa International Airport. Truly a great location! Don't delay, schedule your personal showing today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$675,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $540,000 | $540,000 | $540,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.324% | 6.500% | 5.710% |
| Monthly Tax Payment | $548 | $548 | $548 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,194 | $3,369 | $4,409 |
| Total Monthly Payment | $3,834 | $4,009 | $5,049 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.