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WELCOME TO 114 BEACON VALLEY! Designed with more intention than the average ranch, this home offers an elevated front setting that creates a strong first impression from the moment you arrive, paired with a layout that opens up in all the right places. Inside, the main level flows naturally from the living room into the dining area and straight through to a modern kitchen designed to be both functional and inviting. Granite countertops, stainless steel appliances, and an open layout make it easy to cook, host, or just enjoy everyday living without feeling closed off. The main level also features a larger than average full bath, offering added space and comfort. Downstairs, the finished lower level adds a completely different dimension to the home, complete with a pellet stove that brings both warmth and character to the space, along with a convenient half bath. Whether it's a second living area, gym, office, or media room, it offers flexibility that most ranches simply don't provide. The two car garage is located underneath for added convenience and storage. Out back is where the pace changes. The yard is private, quiet, and surrounded by natural scenery that creates a relaxing, retreat like setting ideal for unwinding or entertaining. A ranch with added depth, both inside and out, offering a balance of comfort, function, and privacy. Nestled in a community known for top-rated schools, lush parks and also conveniently located for commuting via Routes 8, 63, 84, and 42.
| Type | Description | Level |
|---|---|---|
| Bedroom 1 | Hardwood Floor | Main |
| Bedroom 2 | Hardwood Floor | Main |
| Kitchen | Tile Floor | Main |
| Living Room | Hardwood Floor | Main |
| Primary Bedroom | Hardwood Floor | Main |
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NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $340,000 | $340,000 | $340,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.250% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.324% | 6.398% | 5.614% |
| Monthly Tax Payment | $431 | $431 | $431 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,011 | $2,093 | $2,756 |
| Total Monthly Payment | $2,517 | $2,599 | $3,262 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.