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Welcome to this beautifully maintained Ashford model, ideally located in the highly desirable 55+ community of Cresswind at The Ponds. Built in 2016 and enhanced with over $50, 000 in thoughtful upgrades, this home perfectly blends elegance, comfort, and easy, low-maintenance living. From the moment you arrive, the curb appeal stands out with durable Hardie Plank siding and meticulously landscaped grounds. Inside, engineered wood flooring flows throughout the main living areas, creating a warm and cohesive feel. The gourmet kitchen is both stylish and functional, featuring granite countertops, upgraded cabinetry, stainless steel appliances including a gas cooktop, tile backsplash, pendant lighting, a center island, and a sunny eat-in dining area. The open-concept design seamlessly connectthe kitchen to the spacious great room and dining area--ideal for entertaining. Step into the enclosed four-season sunroom, complete with a mini-split system and custom blinds, then continue out to the extended paver patio--perfect for relaxing or hosting guests while enjoying the peaceful, private wooded backdrop. The owner's suite is privately situated at the rear of the home, offering serene views, a tray ceiling, dual custom walk-in closets, and a spa-inspired bath with double granite vanities, an oversized tiled shower, and tile flooring. A separate guest wing provides a comfortable bedroom and full bath for visitors, while the secondary bath and laundry room showcase unique custom hand-painted details. Upstairs, a versatile loft or bonus room--ideal as a potential third bedroom--includes a full bath, walk-in storage, and a Murphy panel bed, offering flexible space for guests, hobbies, or a home office. Additional features include epoxy-coated garage floors, updated lighting and ceiling fans, and all appliances conveying--making this home truly move-in ready. Experience resort-style living in one of Summerville's premier active adult communities. This exceptional home is a must-see--schedule your private showing today!
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Our Executive Mortgage Banker:
$475,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $380,000 | $380,000 | $380,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.358% | 6.524% | 5.866% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,276 | $2,371 | $3,130 |
| Total Monthly Payment | $2,351 | $2,446 | $3,205 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.