312 MCGREGOR STREET, Punta Gorda, FL, 33950 | $350,000

This charming cottage is nestled in the alluring Historic District of Punta Gorda, which offers the kind of walkable, coastal lifestyle that defines Southwest Florida living. Just a short stroll or bike ride takes you to downtown or Fishermans village, where you will discover great local restaurants, boutiques, vibrant farmers markets, and the scenic waterfront at Gilchrist Park. Here you can enjoy pickleball, tennis, fishing, playgrounds, and sunset walks along the harborfront esplanade. From the moment you arrive you will be embraced by the pleasing mature landscape that envelopes the home and the thoughtfully designed eco-friendly landscape, complete with decorative rock and curbing for low-maintenance appeal. Located on an oversized corner lot with nearly a quarter acre of land, there is plenty of space to create your outdoor sanctuary. This block home boasts a freshly painted exterior, newer impact glass windows, new entry doors, A/C, water heater, new electrical & complete pex repipe throughout ( 2023- including main line to meter). Inside, the home feels warm and cohesive with handsome wood-look plank tile flooring throughout. Abundant windows help fill the space with natural light, enhancing the bright, airy feel in every room. The kitchen is both functional and inviting, featuring stone countertops and complimentary backsplash, newer appliances, white cabinetry, and a window overlooking the private backyard. A breakfast bar opens seamlessly to the dining area, creating an easy flow for everyday living or casual entertaining. The primary suite features a stylish barn door leading to an updated ensuite bath with a freestanding vanity and a walk-in shower finished with striking herringbone tile. The second bedroom is filled with natural light from an expansive window overlooking the majestic tree in the front yard, while the guest bathroom continues the home’s updated aesthetic with its own freestanding vanity and beautifully tiled tub. Out back, the fenced yard provides a private retreat with plenty of room to relax or entertain. The carport has been screened-in and transformed into a comfortable sitting area, offering flexible living space and can be converted back to a car port. An expansive storage room provides great storage and space for the tinkerer, and the utility area is conveniently located just beyond. A transferable group insurance flood policy is available through the end of 2027, with coverage of $87, 200.

Features

  • Rooms: 8
  • Bedrooms: 2
  • Baths: 2 full
  • Lot Size: 106 x 93
  • Laundry: Corridor Access, Laundry Room
  • Style: Florida
  • Year Built: 1956
  • Garage: Covered, Ground Level, Guest
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,044
  • Acreage: 0.23
  • Lot Size: 106 x 93
  • Est. Taxes: $3,295
  • Lot Desc: Corner Lot, Historic District, City Lot, Landscaped, Level, Oversized Lot, Sidewalk
  • Pet Policy: Yes
  • Appliances: Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • MLS#: C7524002
  • Days on Market: 3 days
  • Website: https://www.raveis.com
    /prop/C7524002/312mcgregorstreet_puntagorda_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/6/2026 8:17:07 PM)
Listing courtesy of CALENDA REAL ESTATE GROUP,INC.   Phone: 941-205-8811

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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312 MCGREGOR STREET, Punta Gorda, FL, 33950

$350,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $280,000 $280,000 $280,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.375% 5.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.313% 6.487% 5.614%
Monthly Tax Payment $275 $275 $275
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,656 $1,747 $2,269
Total Monthly Payment $2,006 $2,097 $2,619

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.