121 PENNSYLVANIA AVENUE, Palm Harbor, FL, 34683 | $499,000

This turnkey Airbnb gem in the heart of Palm Harbor is a must see! Sold fully furnished, making it a seamless transition for investors seeking a ready-to-go Short Term Rental. Whether you’re looking to expand your investment portfolio or find a charming turnkey home, this property is a great opportunity for investors or buyers.

Ideal location just minutes to Crystal Beach Park, the Pinellas Trail, Downtown Dunedin, Honeymoon Island, and Tarpon Springs.

Flood Zone X. No HOA, no CDD, and zoned for short-term rentals, everything is in place for immediate cash flow.

Renovated in 2024 and presents a bright, open layout with clean coastal finishes throughout.

The main living and dining spaces flow easily into the renovated kitchen, featuring quartz countertops, white shaker cabinetry, stainless steel appliances, and a spacious island that serves as both a gathering point and functional workspace.

Large sliding glass doors off the kitchen bring in natural light and create an easy connection to the backyard, making indoor-outdoor living feel natural and relaxed.

The bedrooms are each finished with luxury vinyl plank flooring and neutral finishes that keep the spaces light and comfortable.

The oversized primary bathroom is complete with a double vanity, modern fixtures, and an expansive marble walk-in shower that delivers a spa like feel.

A separate gravel drive leads to an additional enclosed area featuring a Class A Motorhome, connected to utilities and currently leased as a secondary income component. This property offers more than just a place to park. Enjoy a fully equipped 8x12 insulated office with A/C, TV, and washer/dryer, perfect for working or relaxing in comfort.

Plus, a spacious 12x14 elevated storage building with utilities provides plenty of room for equipment, tools, or additional setup needs. Both structures are raised for added protection and longevity.

The property is being sold fully furnished and has been successfully operated as a short-term rental with strong occupancy and repeat guests. Verified operating history and booking details are available upon request. Fully operational short-term rental. Days on market are reflective of steady guest bookings.

Schedule your showing today and take the stress out of investing with this rare, fully operational furnished and successful listing!

Features

  • Rooms: 5
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Inside
  • Year Built: 1955
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 840
  • Acreage: 0.16
  • Est. Taxes: $4,643
  • Appliances: Dishwasher, Dryer, Electric Water Heater, Range, Range Hood, Refrigerator, Washer
  • MLS#: TB8491818
  • Days on Market: 25 days
  • Website: https://www.raveis.com
    /prop/TB8491818/121pennsylvaniaavenue_palmharbor_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 6/2/2026 12:36:40 AM)
Listing courtesy of SOUTHERN LIFE REALTY   Phone: 727-642-1758

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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121 PENNSYLVANIA AVENUE, Palm Harbor, FL, 34683

$499,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $399,200 $399,200 $399,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.990% 6.375% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.370% 6.524% 5.866%
Monthly Tax Payment $387 $387 $387
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,391 $2,490 $3,288
Total Monthly Payment $2,853 $2,952 $3,750

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.