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*multiple offers* highest and best due Monday 4/20 at 4PM. A charming lake-area retreat nestled in the desirable Lake Pocotopaug community. This 4 bedroom, 2 full bath home offers the perfect blend of tranquility, natural beauty, and everyday convenience. Set on a picturesque lot with mature perennial gardens, a pond, and lake views, this property invites you to slow down and enjoy your surroundings. A short walk brings you to a private beach, where you can enjoy swimming, kayaking, fishing, or simply soaking in the waterfront lifestyle that makes this area so special. Inside, you'll find a warm and inviting layout that has a gas fireplace in the living room to cozy up to in the winters. Primary suite offers 2 walk-in closets & full bathroom. A partially finished basement offering additional flexible living space - ideal for a home office, gym, or recreation area. Energy-efficient solar adds long-term value and sustainability. Located just minutes to East Hampton's charming village center, local restaurants, and everyday conveniences, this home also offers easy access to outdoor recreation including parks, trails, and state forests. Whether you're looking for a year-round residence or a peaceful weekend escape, this is your opportunity to enjoy lake living at its best. *Subject to seller finding suitable housing* Seller pays $200/mo for propane which is her primary heat. She renegotiates yearly but around that the last few years. The mini splits used only one during the winter and the electric bill went up to $150. It was $45 in March 2026. Seller never uses the electric heat.
| Type | Description | Dimensions | Level |
|---|---|---|---|
| Bedroom 1 | 8.8 x 11.8 | Upper | |
| Bedroom 2 | 8.3 x 14.1 | Upper | |
| Bedroom 3 | 8.1 x 10.1 | Upper | |
| Eat-In Kitchen | Dining Area,Laminate Floor | 11.7 x 21.0 | Main |
| Full Bath | Full Bath,Stall Shower | 5.1 x 8.1 | Lower |
| Full Bath | 6.1 x 7.3 | Upper | |
| Living Room | Gas Log Fireplace,Hardwood Floor | 15.1 x 21.9 | Lower |
| Primary BR Suite | Bedroom Suite,Full Bath,Walk-In Closet,Wall/Wall Carpet | 15.4 x 15.4 | Lower |
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William Raveis Real Estate
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $271,920 | $271,920 | $271,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.512% | 5.710% |
| Monthly Tax Payment | $495 | $495 | $495 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,629 | $1,696 | $2,220 |
| Total Monthly Payment | $2,199 | $2,266 | $2,790 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.