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Welcome to this beautifully maintained Hi-Ranch located mid-block on a quiet street with sidewalks in desirable East Northport. This spacious home offers 4 bedrooms and 2 full bathrooms, providing the perfect layout for comfortable living and entertaining. The open-concept kitchen features stainless steel appliances, granite counters, including a wine fridge, gas cooking and gas heat for efficiency. Enjoy a convenient breakfast bar and eat-in kitchen area, ideal for casual meals and gatherings. Hardwood floors and central air conditioning add to the home's comfort and style. The lower level offers great flexibility with potential for a mother-daughter set up with proper permits. Set on just shy of a quarter acre, the fully fenced property is ideal for outdoor enjoyment, featuring a deck, patio, and a charming screened-in gazebo and private perennial landscaping —perfect for relaxing or hosting guests. Additional highlights include a 1-car garage, in-ground sprinklers, a brand-new cesspool, a stylish paver walkway, and a roof replaced in 2012. Recent updates such as a new washing machine and dishwasher add to the home’s move-in-ready appeal. Conveniently located near major parkways, shopping, restaurants, and transportation, this home truly has it all. Elwood School District.
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Our Executive Mortgage Banker:
Our Insurance Division:
$775,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $620,000 | $620,000 | $620,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.250% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.403% | 6.431% | 5.668% |
| Monthly Tax Payment | $1,040 | $1,040 | $1,040 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,713 | $3,817 | $5,025 |
| Total Monthly Payment | $4,845 | $4,949 | $6,157 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.