Presented by
Kim Cuppels |
Located just off Route 202 in The Commons, this second-floor two-bedroom Co-op offers convenience and comfortable living. The unit features an updated kitchen with granite countertops and stainless steel appliances, hardwood floors, and a freshly painted interior. Additional highlights include built-in speakers and hi-hat lighting. There is assigned parking, and residents can enjoy access to the pool and BBQ area. Minutes to Metro-North, shopping, restaurants, Peekskill waterfront, and major parkways. Heat, hot water, taxes, and exterior maintenance are included in the common charges. Parking is $20 per space (board approval required for more than two spaces). $350 non-refundable application fee. Move-in/move-out fee of $300 (refundable). No dogs permitted; cats allowed with board approval. Board approval required. 28% ratio on housing costs to income, 35% ratio on debt to income. Minimum credit score of 700. Minimum annual income: Two bedrooms $65, 000.
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Our Executive Mortgage Banker:
Our Insurance Division:
$210,000
Sales Associate
William Raveis Real Estate
Phone: 508.292.0916
Kim.Cuppels@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 508.740.5922
Frank.Merola@raveis.com
NMLS Mortgage Loan Originator ID 1020051
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $168,000 | $168,000 | $168,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.250% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.403% | 6.431% | 5.668% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,006 | $1,034 | $1,362 |
| Total Monthly Payment | $1,081 | $1,109 | $1,437 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.