This home is a short sale subject to lender approval and is sold As-Is Where Is, seller will not pay for nor make any repairs.
Welcome to Seabrook Manor, one of the most convenient neighborhoods in Jax. Nestled between the Beaches to the east and Downtown just across the bridge, you'll find yourself at the heart of it all. This updated 4-bedroom, 2-bathroom home, bathed in natural light, sits on a spacious fenced corner lot, perfect for boat or RV parking, and adorned with majestic oaks. Inside, you'll be greeted by luxury vinyl plank floors, designer lighting, and modern ceiling fans. The stylishly remodeled kitchen, featuring granite countertops, a large breakfast bar, a coffee station, and stainless-steel appliances (including a range, a refrigerator, dishwasher, and microwave), seamlessly overlooks the family room with a cozy fireplace. (SEE SUPPLEMENTAL REMARKS FOR MORE DETAILS)
This space flows effortlessly into a generous sunroom, perfect for hosting large gatherings. Just in time for the holidays, this home offers distinct formal living and dining rooms. The primary bedroom boasts a remodeled ensuite bathroom. With nearly a quarter-acre lot, this is a FUN backyard and provides ample space to roam, is fully fenced, and includes a side entrance gate for easy access. Multiple decks are ideal for outdoor cooking or simply relaxing. Plus, you'll enjoy the convenience of a septic tank, eliminating sewer bills. The heated and cooled square footage includes an office/storage room, offering a separate space for work or hobbies. Some photos have been edited. From the serial number on the AO Smith water heater it appears it was built in 2016. According to the city of Jacksonville Building Inspection division the roof was replaced in September 2012 and the HVAC replaced in September 2016. This home has a septic tank, is on city water, but not city sewer. Please see MLS documents and private remarks for information regarding offer details.
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|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $239,920 | $239,920 | $239,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.524% | 5.866% |
| Monthly Tax Payment | $327 | $327 | $327 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,437 | $1,497 | $1,976 |
| Total Monthly Payment | $1,838 | $1,898 | $2,377 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.