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6 Harold Street, Port Jervis, NY, 12771 | $199,000
Tucked into the desirable West End of Port Jervis, 6 Harold Street offers cozy, single-level living with charm, character, and walkable convenience. Just 1. 8 miles from the train station, with a scenic neighborhood route that can take you along the Delaware River, this quaint 1 bedroom, 1 bath home is a wonderful opportunity for those seeking comfort, simplicity, and location. Set on a . 11 acre lot, the property features a 1-car garage, paved driveway for off-street parking, a fenced backyard, and a welcoming covered front porch. Inside, this 1949 gem offers 722 square feet and has been thoughtfully maintained through the years. The living room is filled with natural light from an oversized front window, and beneath the dated carpet, original hardwood floors are waiting to be brought back to life. Just off the living room is a flexible bonus space currently used as an office, but easily suited for a formal dining room as it wraps through to the kitchen. An arched doorway leads to the bedroom and bath wing, adding to the home’s warmth and classic appeal. With a little cosmetic TLC, this home could become the perfect full-time residence, weekend retreat, or downsize option. Enjoy easy access to downtown Port Jervis, where you will find local shops, restaurants, entertainment, and nearby hiking and biking trails. Local wineries and distilleries are just a short drive away, and commuters will love the proximity to NYC train service and major highways.
Features
- Rooms: 5
- Bedrooms: 1
- Baths: 1 full
- Laundry: In Basement
- Style: Ranch
- Year Built: 1949
- Garage: 1-car
- Heating: Baseboard, Natural Gas
- Cooling: None
- Basement: Full
- Approx Sq. Feet: 711
- Acreage: 0.11
- Est. Taxes: $3,254
- Lot Desc: Level
- Elem. School: East Main Street Elementary School
- Middle School: Port Jervis Middle School
- High School: Port Jervis Senior High School
- School District: Port Jervis
- Appliances: Dishwasher, Dryer, Electric Water Heater, Gas Oven, Gas Range, Refrigerator, Washer
- MLS#: 977014
- Days on Market: 22 days
- Website: https://www.raveis.com
/prop/977014/6haroldstreet_portjervis_ny?source=qrflyer
William Raveis Family of Services
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888.699.8876
Contact@raveis.com
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Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 81725
203.980.8025
Frank.Kolb@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
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6 Harold Street, Port Jervis, NY, 12771
$199,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Frank Kolb
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $159,200 | $159,200 | $159,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 6.625% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.133% | 6.739% | 5.952% |
| Monthly Tax Payment | $271 | $271 | $271 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $916 | $1,019 | $1,322 |
| Total Monthly Payment | $1,262 | $1,365 | $1,668 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535