|
Charming South Side Dutch Colonial: A Canvas for Your Vision. Discover the perfect blend of historical character and incredible potential at 21 Rosalind Road, located in one of Poughkeepsie’s most desirable south side neighborhoods. This 2. 5-story Dutch Colonial is more than just a house; it is an opportunity for a savvy buyer to gain immediate equity in a prime location. Architectural Elegance Meets Modern Potential The exterior immediately impresses with its iconic gambrel roof, crisp white siding, and a magnificent, mature Magnolia tree that anchors the front yard. Inside, you’ll find the kind of craftsmanship rarely seen in modern builds: • Grand Entry: A striking foyer featuring a dramatic, dark-stained curved staircase. • Warm Living Spaces: A front-to-back living room with rich hardwood floors and a classic brick fireplace, now enhanced with a wood-burning stove for cozy winter evenings. • Character-Rich Den: A stunning home office or den featuring original knotty pine paneling, built-in bookshelves, and wide-plank wood flooring. • Chef’s Foundation: The spacious kitchen has already been tastefully updated with white shaker cabinets, butcher block countertops, a peninsula with seating, and a modern green subway tile backsplash. The "Value-Add" Advantage This property is being sold AS-IS, which is your greatest advantage. We have priced this home to reflect the need for cosmetic updates in the bathrooms (including peeling paint and older fixtures). Instead of paying a premium for someone else’s design choices, you save significantly upfront, allowing you to invest your budget into custom finishes that reflect your personal style. Outdoor Oasis The property sits on a lush 0. 24-acre lot with tiered landscaping that creates a private sanctuary. From the paved driveway and stone retaining walls to the charming gazebo tucked away on the hill, the backyard is ready for summer entertaining and relaxation. Key Specifications: • Layout: 3 Bedrooms / 2. 5 Bathrooms (2 full baths upstairs; half-bath/laundry on the main floor). • Size: Approximately 2, 300 sq. ft. of living space plus a full basement. • Systems: Central Air Conditioning, natural gas heat, and updated stainless steel appliances. • Parking: Attached garage plus a spacious driveway. A Note to Buyers and Professionals: Experience the satisfaction of reviving a classic home in a historic district. This is a rare chance to own a large, architecturally significant property at a price point that makes sense.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$495,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $396,000 | $396,000 | $396,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.250% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.313% | 6.398% | 5.710% |
| Monthly Tax Payment | $604 | $604 | $604 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,342 | $2,438 | $3,234 |
| Total Monthly Payment | $3,021 | $3,117 | $3,913 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.