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Presented by
Stephanie Barnes GRI, AHWD |
Short Sale. BANK APPRAISAL IS ALREADY IN FOR THE SHORT SALE ~ FIVE BEDROOMS PLUS A DEN with FOUR FULL BATHROOMS! ~ Opportunity knocks with this spacious SHORT SALE in the heart of Ruskin! With room for everyone and then some, this expansive 5-bedroom, 4-bath home offers incredible potential for the right buyer looking to add their personal touch ~ HOUSE IN GREAT SHAPE! ~ Step inside to find a thoughtfully designed layout featuring a very large kitchen with its own separate eating area—perfect for casual meals or morning coffee—alongside a generous great room ideal for gathering and entertaining ~ A separate formal dining room provides the perfect setting for holidays and special occasions ~ Upstairs, you’ll discover a versatile bonus room plus an additional bedroom and full bathroom, creating the perfect private space for guests, extended family, or even a comfortable in-law suite ~ Located in a desirable planned community with access to a community pool, this home is tucked away in a quiet area while still being convenient to everything the TAMPA AREA has to offer ~ With its size, flexible floor plan, and prime location, this property is a rare chance to create something truly special—don’t miss out on the possibilities!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$425,000
Sales Associate
William Raveis Real Estate
Phone: 203.368.8754
Stephanie.Barnes@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.520.1925
Laurie.Berger@raveis.com
NMLS Mortgage Loan Originator ID 12578
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $340,000 | $340,000 | $340,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.358% | 6.524% | 5.866% |
| Monthly Tax Payment | $794 | $794 | $794 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,036 | $2,121 | $2,801 |
| Total Monthly Payment | $2,905 | $2,990 | $3,670 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.