Rare opportunity in desirable Somers! This well maintained 4 bedroom, 2. 5 bath Colonial sits on a beautifully landscaped lot just under an acre & offers a hard to find 4 car garage setup. A 2 car attached garage with additional oversized detached 2-car garage/workshop; a dream for hobbyists, contractors or anyone needing space for projects, work trucks, equipment or extra storage!! The detached garage includes a 60-amp sub panel & the spacious paved driveway provides abundant off-street parking. Inside find hardwood floors in many rooms, primary bedroom with en-suite bath & a character-filled family room with exposed beams & gas fireplace for instant ambiance. The eat in kitchen offers plenty of pantry cabinets & has access to the convenient back deck, perfect for entertaining & seamless indoor-outdoor living. Additional highlights include central air, replacement windows, updated full baths, 200-amp electrical service with generator hookup, new hatchway, newer hot water heater, pellet stove for supplemental heat and additional lower-level rec/media room with sink & bar area. The fenced backyard abuts scenic wooded conservation land for added privacy & peaceful views. It's an easy transition into this lovely family home with all appliances including washer & dryer to remain for buyers use & enjoyment!
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $435,920 | $435,920 | $435,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.313% | 6.487% | 5.614% |
| Monthly Tax Payment | $525 | $525 | $525 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,579 | $2,720 | $3,533 |
| Total Monthly Payment | $3,196 | $3,337 | $4,150 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.