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Tucked away at the end of private Cedar Grove Road in the serene enclave of Tuttle's Point, this charming cedar shake classic cottage offers the kind of lifestyle most people only dream about. Perched high above the floodplain on a lush 1/3-acre lot, 59 Cedar Grove Road enjoys spectacular, million-dollar views of Long Island Sound, surrounded by mature perennial plantings in a secret garden setting. The home's three bedrooms and two full baths are thoughtfully arranged across approximately 1, 500 square feet of warm, welcoming living space - plenty of room to relax, entertain, and truly settle in. Two bedrooms are located on the first floor, as well as a primary bath with a walk-in shower. The loft-like second floor suite, with sweeping views of the Sound, includes a large sitting area, full bath with tub and laundry room. The kitchen and baths were fully renovated in 2023, and new hardwood maple floors were installed throughout. An outdoor shower with cedar enclosure was added in 2024. In addition to all this, a detached garage and heated, renovated studio round out the property - perfect for a writer's study, playroom, or home office. Every major mechanical system has been updated, including ductless AC, a tankless water heater, gas fireplace-ready, Generac generator, casement windows, and a newer roof - move right in with complete peace of mind. This turn key house checks all the boxes: private beach rights, low taxes, stunning views all waiting for you! Owner/agent. Please do not drive by before any public open houses- private road. Thank you! -Mini-Splits: two heat/cool units installed in 2021 (living room and second floor), one cooling-only unit from 2013 (master bedroom). All are remote-operated. Living room split also has a WIFI controller. -Electric Baseboard heaters in all rooms. The living room and upstairs baseboards include MYSA WIFI controllers. -Hot Water: A tankless hot water heater was installed on the second floor in 2022. -Propane Tanks: JJ Sullivan owns the two propane tanks. The annual rental is $105. 00. They provide automatic refills and billing. -Generator (Voltz Electric): Installed in 2013 and serviced annually by Voltz Electric. With automatic weekly self-test & email notifications. -Crawl-Space Dehumidifier (Connecticut Basement Systems): Unit installed in 2021 to manage humidity and dampness. -Samsung Bespoke kitchen appliances (induction oven with air fryer, microwave and french door fridge with ice maker) Bosch DW installed in 2023
| Type | Description | Level |
|---|---|---|
| Bedroom 1 | Main | |
| Bedroom 2 | Main | |
| Dining Room | Main | |
| Full Bath | Tile Floor | Main |
| Full Bath | Tub w/Shower | Upper |
| Kitchen | Remodeled,Quartz Counters,Island,Hardwood Floor | Main |
| Living Room | Vaulted Ceiling | Main |
| Office | Remodeled,Book Shelves | Other |
| Other | Upper | |
| Primary Bedroom | Main |
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NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
|---|---|---|---|
| Loan Amount | $800,000 | $800,000 | $800,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 6.250% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.165% | 6.361% | 6.183% |
| Monthly Tax Payment | $703 | $703 | $703 |
| H/O Insurance Payment | TBD | TBD | TBD |
| Initial Principal & Interest Pmt | $4,542 | $4,926 | $6,751 |
| Total Monthly Payment | $5,337 | $5,629 | $7,454 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.