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Under contract-accepting backup offers. Built in 2020 and thoughtfully upgraded since, this single-story 3-bedroom + office, 2. 5-bath home sits at the end of a quiet cul-de-sac in the gated community of Allora, one of Westchase's most sought-after neighborhoods. No CDD, low HOA, and located outside of a flood zone. From the moment you arrive, the curb appeal delivers. . . . fresh black front door and shutters (2025), updated exterior lighting, and well kept landscaping. Inside, new laminate flooring runs through the entire home, all set against crisp white interior paint. The kitchen features a newer refrigerator (2025), microwave (2024), and sleek black and gold hardware that carries through every bathroom giving an elevated finish. The living space centers around a custom electric fireplace with brick surround (2023), adding warmth and character to the main gathering area. The dedicated office gives flexibility for remote work, a playroom, or a guest space. A brand new Daikin AC unit installed in 2025 comes with a 12-year parts and labor warranty, a rare and significant value add for any buyer. Step outside to your private backyard retreat where you'll find a heated saltwater pool with travertine pavers (saltwater pool 2021, heater 2024), a screened lanai with outdoor fans, and mature palms creating a fully enclosed, resort-like feel. The 2-car garage includes a portable AC unit (2024), making it functional year-round. Additional peace of mind: Ring doorbell (2024), termite underground and attic protection (2023), and a 2020 build means all major systems are still relatively young. This one checks every box — location, upgrades, outdoor living, and a community that's hard to beat.
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Our Executive Mortgage Banker:
Our Insurance Division:
$719,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $575,200 | $575,200 | $575,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | $590 | $590 | $590 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,542 | $3,632 | $4,777 |
| Total Monthly Payment | $4,224 | $4,314 | $5,459 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.