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Manhattan’s most compelling 1-bedroom condo under $1M — complete with an extraordinary private backyard and no board approval. Welcome to Residence 2 at 121 West 131st Street, a rare floor-through parlor-level home that delivers something almost impossible to find in Manhattan at this price point: authentic brownstone charm, modern convenience, and a sprawling 435 SF private backyard that lives like your own urban oasis. Set within an 1890s Harlem brownstone on one of the neighborhood’s most picturesque landmark blocks, this beautifully renovated home blends soaring 11-foot ceilings, exposed brick, original stained glass, ornate prewar millwork, decorative fireplace, and rich hardwood floors with the comforts today’s buyers actually want — central HVAC with Nest, in-unit washer/dryer, and a seamless open kitchen designed for both everyday living and entertaining. Tall south-facing windows pour warm natural light into the living space, while the thoughtfully designed layout offers a dedicated dining area, generous proportions, and an easy flow throughout. The bedroom is quiet, bright, and exceptionally functional, featuring a wall of windows, a separate dressing area, and a walk-in closet with custom built-ins. And then there is the backyard. Rarely does a Manhattan one-bedroom offer outdoor space of this scale and usability. Measuring approximately 435 square feet, this private sun-filled retreat is beautifully outfitted with a wood deck, custom planters, and ample room for dining, lounging, entertaining, or simply enjoying a peaceful escape from the city. A private 65 SF storage room transfers with the apartment, adding even more flexibility. Residents enjoy a video intercom system, a fully equipped gym, and a furnished common roof deck with BBQ grills. Located moments from the 2/3 express trains, with easy access to the A/B/C/D and Metro-North, this quiet brownstone block places you near Harlem’s best dining, shopping, and daily conveniences including Whole Foods, Target, and neighborhood favorites just minutes away. For buyers seeking charm, outdoor space, flexibility, and true condominium ownership under $1M, there is simply very little else like this in Manhattan.
All information is intended only for the Registrant’s personal, non-commercial use. This information is not verified for authenticity or accuracy and is not guaranteed and may not reflect all real estate activity in the market. RLS Data display by William Raveis Real Estate, Inc.Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
$975,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $780,000 | $780,000 | $780,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.375% | 6.125% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.117% | 6.235% | 6.058% |
| Monthly Tax Payment | $661 | $661 | $661 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $4,368 | $4,739 | $6,530 |
| Total Monthly Payment | $5,121 | $5,492 | $7,283 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.