18 Lloyd Lane, Nesconset, NY, 11767 | $874,999

Incredible opportunity to own this magnificent home, ideally situated mid-block on a flat lot in a beautiful neighborhood with sidewalks and underground utilities, all within the highly desirable Smithtown School District. From the moment you arrive, the curb appeal is undeniable, featuring an oversized custom paver stone driveway and walkway, designer stacked stone facade accents, and meticulously maintained vinyl siding. A paver pathway wraps around to a private backyard oasis with a spacious patio and natural gas barbecue connection—perfect for entertaining—while an on-demand natural gas generator provides added peace of mind. Inside, the open floor plan is enhanced by custom moldings and designer blinds throughout, with a formal living or dining room offering new carpeting and abundant natural light. The chef’s kitchen boasts maple cabinetry, granite countertops, tile backsplash, stainless steel appliances, recessed lighting, and a generous eat-in area, flowing seamlessly into an expansive great room/den with a dramatic chandelier, full brick wood-burning fireplace, and double sliding doors to the patio. A well-appointed mudroom off the kitchen includes a brand-new front-loading washer and dryer, additional cabinetry, a butcher block folding station, an updated half bath, and its own private side entrance. The home’s unique layout is highlighted by a dramatic double staircase leading to a spectacular bonus living area or game room with vaulted ceilings, hardwood floors, and abundant natural light. The second level features four spacious bedrooms, including an expansive primary suite with updated flooring, recessed lighting, ceiling fans, electric custom blinds, a private bath with glass-enclosed shower, and an adjoining room ideal for a custom closet or sitting area with built-ins and a chandelier, plus an additional full bathroom with tub, shower, and double vanity. Additional highlights include a partial basement and a versatile two-car attached garage with side yard entry, perfect for storage, recreation, or a workshop, all serviced by natural gas with a gas boiler and hot water heater—offering the perfect blend of space, style, comfort, and location.

Features

  • Rooms: 8
  • Bedrooms: 4
  • Baths: 2 full / 1 half
  • Style: Colonial
  • Year Built: 1974
  • Garage: 2-car
  • Heating: Hot Water, Natural Gas
  • Cooling: Central Air
  • Basement: Partial
  • Approx Sq. Feet: 0
  • Acreage: 0.23
  • Est. Taxes: $16,196
  • Elem. School: Tackan Elementary School
  • Middle School: Nesaquake Middle School
  • High School: Smithtown High School-East
  • School District: Smithtown
  • Appliances: Dishwasher, Dryer, Range, Refrigerator, Washer
  • MLS#: 982505
  • Days on Market: 12 days
  • Website: https://www.raveis.com
    /prop/982505/18lloydlane_nesconset_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listing courtesy of Coldwell Banker American Homes   Phone: 631-863-9800

William Raveis Family of Services

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Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

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To learn more about our credentials, visit raveis.com today.

Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 81725

203.980.8025

Frank.Kolb@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Ryan FortierInsurance Sales Director, William Raveis Insurance

516.739.7731

Ryan.Fortier@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

18 Lloyd Lane, Nesconset, NY, 11767

$874,999

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Frank Kolb

Senior Vice President - Coaching & Strategic

William Raveis Mortgage, LLC

Phone: 203.980.8025

Frank.Kolb@raveis.com

NMLS Mortgage Loan Originator ID 81725

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $699,999 $699,999 $699,999
Term 360 months 360 months 180 months
Initial Interest Rate** 5.375% 6.125% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.117% 6.235% 6.058%
Monthly Tax Payment $1,350 $1,350 $1,350
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,920 $4,253 $5,860
Total Monthly Payment $5,362 $5,695 $7,302

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.