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CHARMING YEAR ROUND HOME NESTLED IN THE SOUGHT AFTER PRIVATE MOUNTAIN LAKE COMMUNITY IN SMALLWOOD NY - Tucked away on a dead-end road surrounded by forest for privacy, in this amazing hamlet makes this home unique. Welcome to this beautiful retreat in the country, having perfectly blended contemporary with elements of natural wood makes for a very warm and inviting home. Featuring a nice layout with a gorgeous sunken living room that has one wall of sliders, the other a huge picture window and a skylight that lets in lots of natural light. To complete this inviting space is a midcentury cone wood burning fireplace for cozy evenings. The master bedroom is a nice size with large windows and an ensuite spa like bathroom. Also on the main level is a second bedroom and another full bathroom that is also beautifully done. A long hallway leading to the kitchen allows for bookcases, additional storage and a large mudroom with seating and storage at the entryway. The kitchen perfect and functional with seating at the counter or at the dining table. Access to the outdoor space from the kitchen or the living room takes you onto the huge deck that lets you enjoy this private and tranquil space overlooking nothing but nature. BONUS -included is a hot tub for relaxing at it best. Also included is a garden shed. Smallwood is a hidden gem that offers you an incredible outdoor experience all out your front door. The jewel is a the pristine 65 acre Mountain Lake that allows for kayaking, fishing, swimming at the beach with a life guard on duty, annual actives, the best walk around the lake, all while being captivated by nature and wildlife in this special setting. While there is no HOA joining the Civic Association is optional to use this private lake is for members only. This also allows use of the tennis/pickle ball courts and the Clubhouse. Separately is the Smallwood Club for seasonal use of the olympic size in-ground heated pool, weekly events/activities at the Clubhouse where you can catch up with your neighbors in a great way. Smallwood also features a Reserve with marked hiking trails, a state-of-the-art dog park, an outdoor playground that also has exercise equipment or just sit by the brook. Life is pretty special in Smallwood. Approximately 2+ hrs from GWB/NYC, makes this special home a very easy commute. Close by you'll find many quaint towns for dining/shopping, the Delaware River for rafting/fishing, Bethel Woods Preforming Arts Center for amazing concerts under the stars, Kartrite Indoor Water Park, Resorts World Casino, skiing at Holiday Mountain/Big Bear at Masthope Mountain, many amazing hiking/biking trails and absolutely the best farmers markets you'll find anywhere, all for a very beautiful life in the country.
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Our Executive Mortgage Banker:
$350,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $280,000 | $280,000 | $280,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.500% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.375% | 6.638% | 5.972% |
| Monthly Tax Payment | $282 | $282 | $282 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,724 | $1,770 | $2,325 |
| Total Monthly Payment | $2,081 | $2,127 | $2,682 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.